723 E Harvard St, Oconomowoc, WI 53066 Property Records

Waukesha County property record for 723 E Harvard St, Oconomowoc, WI 53066

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$200,900 (May 2005)
Tax Bill	$3,143 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OCOC-0561-664`

Property Details

APN / Parcel Number

Primary APN	`OCOC-0561-664`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	723 E HARVARD ST
City	OCONOMOWOC
State	WI
Zip	53066-2949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRCL B CSM #1186 VOL 8/45 REC AS DOC #758820 REDIV LOT 6 BLK 2 PLAT OF WICKMANS SUBD PT NE1/4 SEC 33 T8N R17E
Legal Range	17E
Legal Township	8N
Legal Section	33
Legal Subdivision	PLAT OF WICKMANS SUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	WAUKESHA WI
Township / Civil Division	OCONOMOWOC
Census Block Group	3
Census Block	3017
Census Tract	204301

Owner

723 E Harvard St is owned and occupied by two individuals who acquired it in October 2019.

Source: Waukesha County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	723 E HARVARD ST, OCONOMOWOC, WI 53066-2949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Dec 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2005 · Amount on File
Deed Sale	May 12, 2005 · Amount on File
Prior Sale	Feb 3, 1997 · Amount on File
Deed Document Number	20053275534
Last Transfer Date	Oct 31, 2019
Transfer Doc	0004441466
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	723 E HARVARD ST, OCONOMOWOC, WI 53066-2949
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004764377
Date	Apr 30, 2024
Instrument	4764377

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	723 E HARVARD ST, OCONOMOWOC, WI 53066-2949
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004648742
Date	Jan 28, 2022
Instrument	4648742

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2052

Interest

Rate Type	Fixed Rate

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAUKESHA WI
Recording Date	Dec 11, 2019
Property Address	723 E HARVARD ST, OCONOMOWOC, WI 53066-2949
Document Number	0004441466
Map Reference	VOL 8 PG 45
Instrument Date	Oct 31, 2019
Instrument	4441466
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004441467
Date	Dec 11, 2019
Instrument	4441467

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 723 E Harvard St was $3,143.

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Oconomowoc City
Unified School District	Oconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,143.00	$303,500 Land $74,500 Building $229,000	$308,000
2023	$3,073.00 Homeowner's exemption	$276,200 Land $74,500 Building $201,700	$288,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 723 E Harvard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 723 E Harvard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONOMOWOC WATERWORKS serves 15,805 people · EPA ID WI2680227
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx, Verizon.

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