728 E Harvard St, Oconomowoc, WI 53066 Property Records

Waukesha County property record for 728 E Harvard St, Oconomowoc, WI 53066

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,044 sqft
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$241,000 (Nov 2021)
Tax Bill	$3,547 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OCOC-0561-561`

Property Details

APN / Parcel Number

Primary APN	`OCOC-0561-561`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	728 E HARVARD ST
City	OCONOMOWOC
State	WI
Zip	53066-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 OF NE1/4 SEC 33 T8N R17E; COM NW CRNR; S4447E 46.7 FT TO IRON STKE AT INTRSCTN OF S SIDE OF LISBON RD & E SIDE OF OAKWOOD AVE; S025E 374 FT ALNG E SIDE OF OAKWOOD AVE; N8819E 987 FT TO BGN; N8819E 50 FT; S025E 111 FT; S8857W 50 FT; N025W 111
Legal Range	17E
Legal Township	8N
Legal Section	33
Legal Subdivision	OAKWOOD
Legal Block	17
Legal Lot Number	32
Jurisdiction	WAUKESHA WI
Township / Civil Division	OCONOMOWOC
Census Block Group	3
Census Block	3012
Census Tract	204301

Owner

728 E Harvard St is owned and occupied by an individual who bought it in November 2021.

Source: Waukesha County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	728 E HARVARD ST, OCONOMOWOC, WI 53066-2950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit LANDMARK CU
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK
Jul 7, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Document Number	20214629468
Prior Transfer Date	Jul 11, 2006
Prior Transfer Doc	0003405112
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	728 E HARVARD ST, OCONOMOWOC, WI 53066-2950
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004700639
Date	Dec 2, 2022
Instrument	4700639

Lender

Name	LANDMARK CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Nov 1, 2021
Property Address	728 E HARVARD ST, OCONOMOWOC, WI 53066-2950
Document Number	0004629468
Instrument Date	Oct 20, 2021
Instrument	4629468
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	NOT AVAILABLE, FRONTIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$723.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E HARVARD ST, OCONOMOWOC, WI 53066-2950

Mortgage

Document Number	0004629469
Date	Nov 1, 2021
Instrument	4629469

Lender

Name	ASSOCIATED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Jul 7, 2017
Property Address	728 E HARVARD ST, OCONOMOWOC, WI 53066-2950
Document Number	0004287005
Instrument Date	Jun 30, 2017
Instrument	4287005
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	KNIGHT BARRY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 E HARVARD ST, OCONOMOWOC, WI 53066-2950

Mortgage

Document Number	0004287006
Date	Jul 7, 2017
Instrument	4287006

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 728 E Harvard St was $3,547.

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Oconomowoc City
Unified School District	Oconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,547.00	$342,400 Land $41,800 Building $300,600	$347,400
2023	$3,242.00 Homeowner's exemption	$291,100 Land $41,800 Building $249,300	$303,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 E Harvard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 728 E Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONOMOWOC WATERWORKS serves 15,805 people · EPA ID WI2680227
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx, Verizon.

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