731 E Bluff Ct, Rochester Hills, MI 48307 Property Records

Oakland County property record for 731 E Bluff Ct, Rochester Hills, MI 48307

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,097 sqft · built 2005
Lot Size	12.4 acres (542,755 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jun 2025)
Tax Bill	$1,925 (2025)
Deeds & Mortgages	May 2023 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-15-02-452-001`

Property Details

APN / Parcel Number

Primary APN	`70-15-02-452-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
1st Floor Area	1,538 sqft
Basement Area	1,177 sqft
Finished Basement	1,177 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	542,755 sqft (12.4 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	102 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	731 E BLUFF CT
City	ROCHESTER HILLS
State	MI
Zip	48307-6080
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T3N, R11E, SEC 2 OAKLAND COUNTY CONDOMINIUM PLAN NO 1458 MILL STREAM VILLAGE UNIT 1 L26486 P670 9-9-02 FR 476-008
Legal Range	11E
Legal Township	03N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	1
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER HILLS
Census Block Group	5
Census Block	5012
Census Tract	192000

Owner

731 E Bluff Ct, a condominium, is owned and occupied by two individuals who bought it in June 2025.

Source: Oakland County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6029 HIGGINS AVE, FORT MYERS, FL 33905-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on File
Deed Sale	Jun 11, 2025 · Amount on File
Prior Sale	Jul 21, 2008 · Amount on File
Deed Document Number	202571173
Deed Book / Page	60277 / 319
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	731 E BLUFF CT, ROCHESTER HILLS, MI 48307-6080
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E BLUFF CT, ROCHESTER HILLS, MI 48307-6080

Mortgage

Document Number	0000050433
Date	May 8, 2023
Book Page	58589/429
Instrument	50433

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10016

Agreement

Amount	Amount on Record
Term	119 Months
Due	Apr 26, 2033

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	731 E BLUFF CT, ROCHESTER HILLS, MI 48307-6080
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E BLUFF CT, ROCHESTER HILLS, MI 48307-6080

Mortgage

Document Number	0000044043
Date	Feb 18, 2021
Book Page	55730/483
Instrument	44043

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 731 E Bluff Ct was $1,925 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester Hills City
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,925.00
2022	$3,191.00	$164,570	$329,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 731 E Bluff Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 731 E Bluff Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER HILLS serves 74,000 people · EPA ID MI0000325
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, WOW Internet, Cable & Phone.

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