Somerset County and Bridgewater Township property record for 731 Cedarbrook Rd, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 1,685 sqft · built 1966 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $595,000 (Jan 2026) |
| Tax Bill | $11,914 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00484-0000-00018 |
| Primary APN | 06-00484-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,685 sqft Living Area |
| 1st Floor Area | 1,685 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 45,738 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 731 CEDARBROOK RD |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R50 |
| Legal Subdivision | CEDARBROOK/BRIDGEWATER SEC 02 |
| Legal Block | 484 |
| Legal Lot Number | 18 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 50802 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 731 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jan 9, 2026 | Bargain and Sale Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on Record |
| Deed Sale | Jan 9, 2026 · Amount on Record |
| Prior Sale | Jul 12, 2012 · Amount on Record |
| Deed Document Number | 2026828 |
| Deed Book / Page | 7660 / 751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 731 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1208 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 731 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1208 |
| Document Number | 0000031694 |
|---|---|
| Date | Dec 7, 2023 |
| Book Page | 7536/1576 |
| Instrument | 2023031694 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 224 Months |
| Due | Aug 1, 2042 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jan 9, 2026 |
| Property Address | 731 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1208 |
| Document Number | 0000000828 |
| Book / Page | 7660 / 751 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2026000828 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,132.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 CREIGHTON CIR, READING, PA 19607-2459 |
| Name | Verified Name |
|---|---|
| Address | 731 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1208 |
| Document Number | 0000000829 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 2026000829 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,700 (+2.28%) Land $337,500 Building $294,200 | $631,700 (+2.28%) Land $337,500 Building $294,200 | |
| 2025 | $11,914.00 (+3.94%) | $617,600 (+19.74%) Land $337,500 Building $280,100 | $617,600 (+19.74%) Land $337,500 Building $280,100 |
| 2024 | $11,462.00 (+17.29%) | ||
| 2023 | $515,800 Land $337,500 Building $178,300 | $515,800 Land $337,500 Building $178,300 | |
| 2022 | $9,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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