674 Cedarbrook Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 674 Cedarbrook Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,878 sqft · built 1975
Lot Size	2.06 acres (90,072 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (May 2020)
Tax Bill	$11,267 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-00460-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`06-00460-0000-00001`
Alternative APNs	`060046000001` `S001`

Interior

Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	90,072 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	674 CEDARBROOK RD
City	BRIDGEWATER
State	NJ
Zip	08807-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	CEDAR BROOK SEC 11
Legal Block	460
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2011
Census Tract	50802

Owner

674 Cedarbrook Rd is owned and occupied by an individual who bought it in May 2020.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	674 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 4, 2020	Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Jul 31, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Aug 22, 2018	Trustee's Deed, Construction Loan · Line of Credit FINANCE OF AMERICA COM'L LLC
Aug 22, 2018	Trustee's Deed, Construction Loan · Line of Credit FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	202018327
Deed Book / Page	7208 / 2588
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	674 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1142
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050943
Date	Aug 23, 2021
Book Page	7375/595
Instrument	2021050943

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 4, 2020
Property Address	674 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1142
Document Number	0000018327
Book / Page	7208 / 2588
Instrument Date	Apr 3, 2020
Instrument	2020018327
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	NEW JERSEY LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 LINCOLN AVE, 27, EDISON, NJ 08837-3209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	674 CEDARKBROOK RD, BRIDGEWATER, NJ 08807-1142

Mortgage

Document Number	0000018328
Date	May 4, 2020
Instrument	2020018328

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 31, 2018
Property Address	674 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1142
Document Number	0000028648
Book / Page	007060 / 002291
Instrument Date	Jul 16, 2018
Instrument	28648
Transaction Type	Foreclosure
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 LINCOLN AVE EDISON NJ 088373209, EDISON, NJ 08837-3209

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 22, 2018
Property Address	674 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1142
Book / Page	007066 / 000789
Instrument Date	Jun 29, 2018
Instrument	32040
Transaction Type	Construction Loan
Record Updated	Oct 25, 2019
Title Company	EXECUTIVE ABSTRACT TITLE AGENCY LLC, EXECUTIVE ABS TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	674 CEDARBROOK RD BRIDGEWATER NJ 088071142, BRIDGEWATER, NJ 08807-1142

Mortgage

Document Number	0000032040
Date	Aug 22, 2018
Book Page	007066/000789
Instrument	32040

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	EDISON, NJ 08837

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 21, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 22, 2018
Property Address	674 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1142
Book / Page	007066 / 000788
Instrument Date	Jun 29, 2018
Instrument	32040
Transaction Type	Construction Loan
Record Updated	Jan 15, 2019
Title Company	EXECUTIVE ABSTRACT TITLE AGENCY LLC, EXECUTIVE ABS TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 LINCOLN AVE EDISON NJ 088373209, EDISON, NJ 08837-3209

Mortgage

Document Number	0000032040
Date	Aug 22, 2018
Book Page	007066/000788
Instrument	32040

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 21, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 674 Cedarbrook Rd was $11,267, up 1.2% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,100 (+6.85%) Land $395,900 Building $228,200	$624,100 (+6.85%) Land $395,900 Building $228,200
2025	$11,267.00 (+1.19%)	$584,100 Land $375,900 Building $208,200	$584,100 Land $375,900 Building $208,200
2024	$11,134.00
2023		$531,500 Land $375,900 Building $155,600	$531,500 Land $375,900 Building $155,600
2022	$10,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 674 Cedarbrook Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 674 Cedarbrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: AT&T, Xfinity.

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