704 Cedarbrook Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 704 Cedarbrook Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	1,940 sqft · built 1974
Lot Size	1.13 acres (49,482 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (May 2021)
Tax Bill	$8,216 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00483-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`06-00483-0000-00009`
Alternative APNs	`060048300009` `S001`

Interior

Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,940 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	49,482 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	704 CEDARBROOK RD
City	BRIDGEWATER
State	NJ
Zip	08807-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Subdivision	CEDARBROOK/BRIDGEWATER SEC 2
Legal Block	483
Legal Lot Number	9
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2007
Census Tract	50802

Owner

704 Cedarbrook Rd is owned and occupied by an individual who bought it in May 2021.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	704 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC
Jan 10, 2018	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Prior Sale	Jan 10, 2018 · Amount on File
Deed Document Number	202129645
Deed Book / Page	7340 / 3098
Record Updated	Oct 29, 2026

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 10, 2021
Property Address	704 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1209
Document Number	0000029645
Book / Page	7340 / 3098
Instrument Date	Apr 23, 2021
Instrument	2021029645
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,407.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4202 RIDDLE CT, 4202, BRIDGEWATER, NJ 08807-5555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1209

Mortgage

Document Number	0000029646
Date	May 10, 2021
Instrument	2021029646

Lender

Name	PREMIA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 10, 2018
Property Address	704 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1209
Document Number	0000001195
Instrument Date	Jan 10, 2018
Instrument	2018001195
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,783.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 N 13TH AVE, 325, MANVILLE, NJ 08835-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CEDARBROOK RD, BRIDGEWATER, NJ 08807-1209

Mortgage

Document Number	0000001196
Date	Jan 10, 2018
Instrument	2018001196

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 704 Cedarbrook Rd was $8,216, up 2.6% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,400 (+15.14%) Land $228,200 Building $262,200	$490,400 (+15.14%) Land $228,200 Building $262,200
2025	$8,216.00 (+2.62%)	$425,900 Land $211,200 Building $214,700	$425,900 Land $211,200 Building $214,700
2024	$8,006.00
2023		$383,100 Land $211,200 Building $171,900	$383,100 Land $211,200 Building $171,900
2022	$7,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 Cedarbrook Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 Cedarbrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: AT&T, Xfinity.

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