701 Cambridge Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 701 Cambridge Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,682 sqft · built 1986
Lot Size	0.143 acres (6,212 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Dec 2023)
Tax Bill	$6,832 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244-050-360-000`

Property Details

APN / Parcel Number

Primary APN	`244-050-360-000`
Alternative APN	`244-050-36`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,682 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	6,212 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-050-36
Street Address	701 CAMBRIDGE CT
City	TRACY
State	CA
Zip	95377-9028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 881102 FR ORIG APN 237680368
Legal Subdivision	FAIRHAVEN
Legal Block	1
Legal Lot Number	106
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1018
Census Tract	5217

Owner

701 Cambridge Ct is owned and occupied by two individuals who bought it in December 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	701 CAMBRIDGE CT, TRACY, CA 95377-9028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 14, 2023	Grant Deed, Transfer · Conventional Mortgage SANDIA LABORATORY FCU
Jul 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Aug 22, 2014 · Amount on File
Deed Document Number	2023105626
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000116361
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 22, 2026
Property Address	701 CAMBRIDGE CT, TRACY, CA 95377-9028
Document Number	0000056073
Instrument Date	Jun 15, 2026
Instrument	202656073
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 CAMBRIDGE CT, TRACY, CA 95377-9028

Mortgage

Document Number	0000056073,
Date	Jun 22, 2026
Instrument	202656073

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 14, 2023
Property Address	701 CAMBRIDGE CT, TRACY, CA 95377-9028
Document Number	0000105626
Map Reference	VOL 26 PG 96
Instrument Date	Dec 4, 2023
Instrument	2023-105626
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	701 CAMBRIDGE CT, TRACY, CA 95377-9028

Mortgage

Document Number	0000105627
Date	Dec 14, 2023
Instrument	2023-105627

Lender

Name	SANDIA LABORATORY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	11.7%
Margin	2
Max Rate	11.7%

Mortgage

Document Number	0000105628
Date	Dec 14, 2023
Instrument	2023-105628

Lender

Name	SANDIA LABORATORY FCU
Type	Credit Union
Address	ALBUQUERQUE, NM 87111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jan 1, 2029
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	12%
Index	5-Year TN
Margin	2
Max Rate	12%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 12, 2021
Property Address	701 CAMBRIDGE CT, TRACY, CA 95377-9028
Document Number	0000116361
Map Reference	VOL 26 PG 96
Instrument Date	Jun 17, 2021
Instrument	2021-116361
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	746 LIQUIDAMBER PL, DANVILLE, CA 94506-4528

Tax Assessment & Valuation

The 2026 property tax bill for 701 Cambridge Ct was $6,832, down 7.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,832.00 (-7.78%)
2025	$7,408.00	$688,500 Land $204,000 Building $484,500
2023	$4,271.00 (+1.84%)	$396,219 Land $138,675 Building $257,544	$590,400
2022	$4,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 701 Cambridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 Cambridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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