Hampden County and Springfield City property record for 731 Bay St, Springfield, MA 01109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 744 sqft · built 1952 |
| Lot Size | 0.107 acres (4,657 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $171,000 (Feb 2022) |
| Tax Bill | $2,399 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:01085 P:0331 |
| Primary APN | SPRI S:01085 P:0331 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 744 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Game Room | Game Room |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,657 sqft (0.107 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10850331 |
|---|---|
| Street Address | 731 BAY ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 801401 |
Source: Hampden County and Springfield City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 731 BAY ST, SPRINGFIELD, MA 01109-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Quit Claim Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC |
| Sep 18, 2017 | Quit Claim Deed, Transfer UNITED BANK |
| Mar 8, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on Record |
| Deed Sale | Feb 1, 2022 · Amount on Record |
| Prior Sale | Dec 17, 2004 · Amount on Record |
| Deed Document Number | 20226695 |
| Deed Book / Page | 24384 / 391 |
| Transfer Doc | 21862-224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Feb 1, 2022 |
| Property Address | 731 BAY ST, SPRINGFIELD, MA 01109-2930 |
| Document Number | 024384-391 |
| Book / Page | 24384 / 391 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 6695 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 BAY ST, SPRINGFIELD, MA 01109-2930 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006696 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 6696 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 024384-405 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 24384/405 |
| Instrument | 6697 |
| Name | SPRINGFIELD, CITY OF |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Sep 18, 2017 |
| Property Address | 731 BAY ST, SPRINGFIELD, MA 01109-2930 |
| Document Number | 21862-224 |
| Book / Page | 21862 / 224 |
| Instrument | 54777 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $14.88 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 BAY ST, SPRINGFIELD, MA 01109-2930 |
| Document Number | 21862-226 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 21862/226 |
| Instrument | 54778 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Mar 8, 2017 |
| Property Address | 731 BAY ST, SPRINGFIELD, MA 01109-2930 |
| Document Number | 21593-333 |
| Book / Page | 021593 / 000333 |
| Instrument Date | Mar 8, 2017 |
| Instrument | 12217 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 731 BAY ST SPRINGFIELD MA 011092930, SPRINGFIELD, MA 01109-2930 |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,399.00 (+8.5%) | $153,000 (+17.96%) Land $29,700 Building $123,300 | $210,900 (+4.87%) |
| 2024 | $201,115 | ||
| 2023 | $2,211.00 | $129,700 Land $27,000 Building $102,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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