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705 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 705 Bay St, Springfield, MA 01109 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,464 sqft · built 1906
Lot Size0.233 acres (10,167 sqft)
OwnerIndividual Name on File
Last Sale$234,000 (Mar 2023)
Tax Bill$3,210 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Sep 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSPRI S:01085 P:0336

Property Details

APN / Parcel Number

Primary APNSPRI S:01085 P:0336
Alternative APN
  • 10850336

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,464 sqft Living Area
1st Floor Area672 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area10,167 sqft (0.233 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number10850336
Street Address705 BAY ST
CitySPRINGFIELD
StateMA
Zip01109-2930
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1007
Census Tract801401

Owner

Source: Hampden County and Springfield City records · APN SPRI S:01085 P:0336

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address705 BAY ST, SPRINGFIELD, MA 01109-2930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE
Sep 01, 2022Quit Claim Deed, Transfer · Commercial Mortgage
GREENFIELD COOPERATIVE BANK
May 17, 2019Deed of Trust, Mortgage
FREEDOM CU
Aug 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
DONALD H CARVIN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2023 · Amount on Record
Deed SaleMar 24, 2023 · Amount on Record
Prior SaleSep 01, 2022 · Amount on Record
Deed Document Number202313326
Deed Book / Page24948 / 430
Record UpdatedSep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateMar 24, 2023
Property Address705 BAY ST, SPRINGFIELD, MA 01109-2930
Document Number024948-430
Book / Page24948 / 430
Instrument DateMar 24, 2023
Instrument13326
Transaction TypeTransfer
Record UpdatedApr 07, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 SAVOY AVE, SPRINGFIELD, MA 01104-2062
InvestorPossibly a Property Investor

Mortgage

Document Number0000013327
DateMar 24, 2023
Instrument13327
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateSep 01, 2022
Property Address705 BAY ST, SPRINGFIELD, MA 01109-2930
Document Number024709-173
Book / Page24709 / 173
Instrument DateSep 01, 2022
Instrument53222
Transaction TypeTransfer
Record UpdatedSep 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address268 COLD SPRING AVE # B, B, WEST SPRINGFIELD, MA 01089-3465

Mortgage

Document Number0000053223
DateSep 01, 2022
Instrument53223
Lender
NameGREENFIELD COOPERATIVE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address705 BAY ST, SPRINGFIELD, MA 01109-2930
Document Number22670-155
Instrument DateMay 17, 2019
Transaction TypeMortgage
Record UpdatedJun 04, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address118 RACHEL TER SPRINGFIELD MA 01109, SPRINGFIELD, MA 01109

Mortgage

Document Number22670-155
DateMay 17, 2019
Book Page022670/000155
Instrument25695
Lender
NameFREEDOM CU
Agreement
AmountAmount Recorded

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address705 BAY ST, SPRINGFIELD, MA 01109-2930
Document Number22325-139
Instrument DateAug 22, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address18 PRINCETON ST SPRINGFIELD MA 011093425, SPRINGFIELD, MA 01109-3425

Mortgage

Document Number22325-139
DateAug 22, 2018
Book Page022325/000139
Instrument49940
Lender
NameDONALD H CARVIN
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,210.00 (+69.3%)$204,700 (+84.08%) Land $32,200 Building $172,500$272,555 (+7.01%)
2024$254,695
2023$1,896.00$111,200 Land $29,300 Building $81,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 107 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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