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725 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 725 Bay St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1952
Lot Size0.109 acres (4,752 sqft)
OwnerIndividual Name on Record
Last Sale$136,000 (Dec 2020)
Tax Bill$2,334 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APNSPRI S:01085 P:0332

Property Details

APN / Parcel Number

Primary APNSPRI S:01085 P:0332
Alternative APN
  • 10850332

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area4,752 sqft (0.109 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number10850332
Street Address725 BAY ST
CitySPRINGFIELD
StateMA
Zip01109-2930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionEDGEWOOD PARK
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1007
Census Tract801401

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address725 BAY ST, SPRINGFIELD, MA 01109-2930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Quit Claim Deed, Transfer · FHA Mortgage
MORTGAGE NETWORK INC
Sep 27, 2018Redemption Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2020 · Amount on Record
Deed SaleDec 18, 2020 · Amount on Record
Prior SaleFeb 17, 2016 · Amount on Record
Deed Book / Page23600 / 580
Prior Transfer DateDec 2, 2020
Prior Transfer Doc23600-580
Record UpdatedOct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateDec 18, 2020
Property Address725 BAY ST, SPRINGFIELD, MA 01109-2930
Document Number23600-580
Book / Page23600 / 580
Instrument DateDec 2, 2020
Instrument76487
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address564 CHESTNUT ST, SPRINGFIELD, MA 01107-2078

Mortgage

Document Number76488
DateDec 18, 2020
Instrument76488
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

September 2018: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionSPRINGFIELD MA
Recording DateSep 27, 2018
Property Address725 BAY ST, SPRINGFIELD, MA 01109-2930
Document Number22378-209
Book / Page022378 / 000209
Instrument DateAug 28, 2018
Instrument58093
Transaction TypeTransfer
Record UpdatedJan 16, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 BAY ST SPRINGFIELD MA 011092930, SPRINGFIELD, MA 01109-2930

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,334.00 (-2.83%)$151,000 (-1.44%) Land $29,800 Building $121,200$229,646 (+18.03%)
2025$2,402.00 (+8.93%)$153,200 (+18.48%) Land $29,800 Building $123,400$194,560 (+7.17%)
2024$181,545
2023$2,205.00$129,300 Land $27,100 Building $102,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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