St. Charles County property record for 7306 The Cedars Dr, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,406 sqft · built 1994 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,800 (Oct 2019) |
| Tax Bill | $4,503 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A922000774 |
| Primary APN | A922000774 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,406 sqft Living Area |
| Gross Area | 4,197 sqft |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,316 sqft |
| Finished Basement | 987 sqft |
| Unfinished Basement | 329 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 153 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A922000774 |
|---|---|
| Street Address | 7306 THE CEDARS DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN CHIMNEYS PH1 VLG H THE CEDAR VLG LOT 85H |
| Legal Subdivision | TWIN CHIMNEYS PH1 VLG H THE CEDAR |
| Legal Lot Number | 85H |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311154 |
Source: St. Charles County records · APN A922000774
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7306 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN BANK |
| Oct 30, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2019 · Amount on Record |
| Deed Sale | Oct 30, 2019 · Amount on Record |
| Prior Sale | Dec 16, 2010 · Amount on Record |
| Deed Document Number | 2019615900 |
| Deed Book / Page | 7172 / 2148 |
| Prior Transfer Date | Oct 29, 2019 |
| Prior Transfer Doc | 0071722148 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7306 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7306 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 2021R020103 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 2021R-020103 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 30, 2019 |
| Property Address | 7306 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 0071722148 |
| Book / Page | 007172 / 002148 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 615900 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7306 THE CEDARS DR O FALLON MO 633688249, O FALLON, MO 63368-8249 |
| Document Number | 71722150 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 007172/002150 |
| Instrument | 615910 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,503.00 (-0.42%) | $70,174 (+2.5%) | $369,338 (+2.5%) Land $65,000 Building $304,338 |
| 2024 | $4,522.00 | ||
| 2023 | $68,460 | ||
| 2022 | $360,316 Land $45,000 Building $315,316 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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