St. Charles County property record for 7302 The Cedars Dr, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,120 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2020) |
| Tax Bill | $4,257.00 (2025) |
| Primary APN | A922000775 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 3,702 sqft Gross Area |
| 1st Floor | 1,084 sqft 1st Floor |
| Basement Area | 1,036 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 546 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 387 sqft Patio |
| Porch | Open Porch |
| Porch Area | 185 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A922000775 |
|---|---|
| Street Address | 7302 THE CEDARS DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8249 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TWIN CHIMNEYS PH1 VLG H THE CEDAR VLG LOT 86H |
| Legal Subdivision | TWIN CHIMNEYS PH1 VLG H THE CEDAR |
| Legal Lot Number | 86H |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 311154 |
Source: St. Charles County records · APN A922000775
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Apr 22, 2024 | Intrafamily Transfer, Transfer |
| Nov 02, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF ST CHARLES MO |
| Feb 07, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 31, 2020 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Feb 13, 2020 | Warranty Deed, Transfer FIRST ST BK/ST CHARLES |
| Mar 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 16, 2018 | Deed of Trust, Mortgage DAS ACQUISITION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2020 · Amount on Record |
| Deed Sale | Feb 13, 2020 · Amount on Record |
| Deed Doc Number | 202090830 |
| Deed Book / Page | 7230 / 2290 |
| Last Transfer Date | Apr 19, 2024 |
| Transfer Doc | 0000015047 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 20, 2026 |
| Property Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 0000033934 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202633934 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 0000033934, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202633934 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 22, 2024 |
| Property Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 0000015047 |
| Map Reference | MB 30 PG 366 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024R-015047 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 0000045178 |
|---|---|
| Date | Nov 02, 2023 |
| Instrument | 2023R-045178 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 01, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 0000007383 |
|---|---|
| Date | Feb 07, 2022 |
| Instrument | 2022R-007383 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 07, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 0000004243 |
| Instrument Date | Dec 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7302 THE CEDARS DR O FALLON MO 633688249, O FALLON, MO 63368-8249 |
| Document Number | 0000004243 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 4243 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 13, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 13, 2020 |
| Property Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 0072302290 |
| Book / Page | 007230 / 002290 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 90830 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2020 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7302 THE CEDARS DR O FALLON MO 633688249, O FALLON, MO 63368-8249 |
| Document Number | 72302292 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 007230/002292 |
| Instrument | 90840 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 19, 2019 |
| Property Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 0070472415 |
| Book / Page | 007047 / 002415 |
| Instrument Date | Mar 17, 2019 |
| Instrument | 119970 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7302 THE CEDARS DR O FALLON MO 633688249, O FALLON, MO 63368-8249 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7302 THE CEDARS DR, O FALLON, MO 63368-8249 |
| Document Number | 0069932290 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2018 |
| Title Company | STEWART TITLE/CALDWELL |
| Name | Verified Name |
|---|---|
| Address | 7302 THE CEDARS DR O FALLON MO 633688249, O FALLON, MO 63368-8249 |
| Document Number | 0069932290 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 006993/002290 |
| Instrument | 605110 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2048 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,311 (-) | $349,006 (-) Land $65,000 Building $284,006 | |
| 2025 | $4,257.00 (+2.38%) | $66,311 (+5.43%) | $349,006 (+5.43%) Land $65,000 Building $284,006 |
| 2024 | $4,158.00 | ||
| 2023 | $62,898 | ||
| 2022 | $331,041 Land $45,000 Building $286,041 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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