7305 The Cedars Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7305 The Cedars Dr, O Fallon, MO 63368 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1991
Square Footage2,126 sqft Living Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2024)
Tax Bill$4,431.00 (2025)

Owner

Source: St. Charles County records · APN A922000749

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7305 THE CEDARS DR, O FALLON, MO 63368-8251
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2024Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 02, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIGURE LENDING LLC
Mar 28, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2024 · Amount on Record
Deed SaleMar 04, 2024 · Amount on Record
Prior SaleMar 28, 2018
Deed Doc Number0020247975
Deed Book / Page2024 / 7975
Record RefreshedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 04, 2024
Property Address7305 THE CEDARS DR, O FALLON, MO 63368-8251
Document Number0000007975
Map ReferenceMB 30 PG 366
Instrument DateFeb 16, 2024
Instrument2024R-007975
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address13801 NAPOLI DR APT 1106, 1106, HOUSTON, TX 77070-2661

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7305 THE CEDARS DR, O FALLON, MO 63368-8251

Mortgage

Document Number0000007976
DateMar 04, 2024
Instrument2024R-007976
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address7305 THE CEDARS DR, O FALLON, MO 63368-8251
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7305 THE CEDARS DR, O FALLON, MO 63368-8251

Mortgage

Document Number0000040330
DateOct 02, 2023
Instrument2023R-040330
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64105
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueOct 19, 2028

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 28, 2018
Property Address7305 THE CEDARS DR, O FALLON, MO 63368-8251
Document Number0068970629
Book / Page6897 / 0629
Map ReferenceMB 30 PG 366
Instrument DateMar 26, 2018
Instrument20180328000163880
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address900 MULE CREEK DR, 900, WENTZVILLE, MO 63385-7404

Transferred To (Grantee/Buyer)

NameVerified Name
Address7305 THE CEDARS DR, O FALLON, MO 63368-8251

Mortgage

Document Number20180328000163890
DateMar 28, 2018
Instrument20180328000163890
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2033

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,431.00$69,046 (+8.17%)$363,398 (+8.17%) Land $65,000 Building $298,398
2023$63,830
2022$335,949 Land $45,000 Building $290,949

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNA922000749
Alternative APN
  • 2-113A-6813-00-002H.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,126 sqft Living Area
1st Floor1,090 sqft 1st Floor
Basement Area1,036 sqft Basement
Finished Basement984 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Architectural StyleOther Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area9,583 sqft (0.219 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Patio Area459 sqft Patio
Porch1 Porch
Porch Area222 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberA922000749
Old Parcel NumberA922000749
Street Address7305 THE CEDARS DR
CityO FALLON
StateMO
Zip63368-8251
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTWIN CHIMNEYS PH1 VLG H THE CEDAR VLG LOT 2H
Legal Range03E
Legal Township46N
Legal SubdivisionTWIN CHIMNEYS PH1 VLG H THE CEDAR
Legal Lot Number2H
JurisdictionST CHARLES MO
Minor Civil DivisionBOONE
Census Blockgroup1
Census Block1014
Census Tract311154

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