7305 Laurel Oak Ln, Cincinnati, OH 45237 Property Records

Hamilton County property record for 7305 Laurel Oak Ln, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,841 sqft · built 1971
Lot Size	0.698 acres (30,405 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2016)
Tax Bill	$8,875 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`526-0080-0109-00`

Property Details

APN / Parcel Number

Primary APN	`526-0080-0109-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,841 sqft Living Area
1st Floor Area	2,841 sqft
Basement Area	2,841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	30,405 sqft (0.698 acres)
Lot Dimensions	190 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7305 LAUREL OAK LN
City	CINCINNATI
State	OH
Zip	45237-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL OAK LN 160 X 190 LOT 97 MEADOW RIDGE 3RD SUB BLK B PART 2
Legal Subdivision	MEADOW RIDGE 3RD SUB
Legal Block	B
Legal Lot Number	97
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	3
Census Block	3003
Census Tract	23300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7305 LAUREL OAK LN, CINCINNATI, OH 45237-2931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2016 · Amount on Record
Deed Sale	Aug 17, 2016 · Amount on Record
Prior Sale	Jan 16, 1998
Deed Document Number	0000005836
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7305 LAUREL OAK LN, CINCINNATI, OH 45237-2931
Document Number	0000076849
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7305 LAUREL OAK LN CINCINNATI OH 452372931, CINCINNATI, OH 45237-2931

Mortgage

Document Number	0000076849
Date	Aug 4, 2020
Book Page	014224/002022
Instrument	76849

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7305 LAUREL OAK LN, CINCINNATI, OH 45237-2931
Document Number	0000026284
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGCY BOX

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7305 LAUREL OAK LN CINCINNATI OH 452372931, CINCINNATI, OH 45237-2931

Mortgage

Document Number	0000026284
Date	Mar 17, 2020
Book Page	014126/001537
Instrument	26284

Lender

Name	WESBANCO BK
Type	Bank
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 16, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,875.00 (+3.14%)	$147,091 (-) Land $26,726 Building $120,365
2024	$8,605.00 (-2.19%)	$147,091 (-) Land $26,726 Building $120,365
2023	$8,798.00 (+3.98%)	$147,091 (+19.97%) Land $26,726 Building $120,365	$420,260 (+19.97%) Land $76,360 Building $343,900
2022	$8,461.00 Homeowner's exemption	$122,606 Land $21,571 Building $101,035
2020			$350,300 Land $61,630 Building $288,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1979–2019)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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