7280 Laurel Oak Ln, Cincinnati, OH 45237 Property Records

Hamilton County property record for 7280 Laurel Oak Ln, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,497 sqft · built 1965
Lot Size	1.29 acres (56,323 sqft)
Owner	Company Name on Record
Last Sale	$580,000 (Oct 2023)
Tax Bill	$12,439 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`526-0080-0099-00`

Property Details

APN / Parcel Number

Primary APN	`526-0080-0099-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,497 sqft Living Area
Gross Area	7,668 sqft
1st Floor Area	2,366 sqft
2nd Floor Area	2,131 sqft
Basement Area	2,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	56,323 sqft (1.29 acres)
Lot Dimensions	397 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces
Patio Area	826 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7280 LAUREL OAK LN
City	CINCINNATI
State	OH
Zip	45237-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL OAK LN 150X397.72 IRR LOT 87 MEADOW RIDGE 3RD SUB BLK B PART 2
Legal Subdivision	MEADOW RIDGE 3RD SUB
Legal Block	B
Legal Lot Number	87
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	3
Census Block	3003
Census Tract	23300

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7385 LAUREL OAK LN, CINCINNATI, OH 45237-2931
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Oct 18, 2023	Fiduciary Deed, Transfer · Commercial Mortgage RPIP LENDING
Jun 7, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202374228
Deed Book / Page	15024 / 528
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7280 LAUREL OAK LN, CINCINNATI, OH 45237-2930
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7280 LAUREL OAK LN, CINCINNATI, OH 45237-2930

Mortgage

Document Number	0000015534
Date	Mar 8, 2024
Book Page	15119/1045
Instrument	2024-0015534

Lender

Name	CF BANK
Type	Bank
Address	4960 E DUBLIN GRANVILLE RD # 400, COLUMBUS, OH 43081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	6.25%
Max Rate At Change	10.2%
Index	Other
Margin	4
Max Rate	13.2%

October 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 18, 2023
Property Address	7280 LAUREL OAK LN, CINCINNATI, OH 45237-2930
Document Number	0000074228
Book / Page	15024 / 528
Map Reference	MB 9 PG 15&16
Instrument Date	Oct 13, 2023
Instrument	2023-0074228
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	NOT AVAILABLE, RAPID TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7385 LAUREL OAK LN, CINCINNATI, OH 45237-2931
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074229
Date	Oct 18, 2023
Instrument	2023-0074229

Lender

Name	RPIP LENDING
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Jun 7, 2023
Property Address	7280 LAUREL OAK LN, CINCINNATI, OH 45237-2930
Document Number	0000038715
Book / Page	14932 / 2026
Map Reference	MB 9 PG 15&16
Instrument Date	Jun 5, 2023
Instrument	2023-0038715
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,439.00 (+0.15%)	$200,228 (-) Land $33,257 Building $166,971	$572,080 (-) Land $95,020 Building $477,060
2024	$12,420.00 (+3.62%)	$200,228 (-) Land $33,257 Building $166,971
2023	$11,986.00 (+14.84%)	$200,228 (+32.49%) Land $33,257 Building $166,971	$572,080 (+32.49%) Land $95,020 Building $477,060
2022	$10,437.00 Homeowner's exemption	$151,124 Land $26,842 Building $124,282
2020			$431,780 Land $76,690 Building $355,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1979–2019)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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