7285 Laurel Oak Ln, Cincinnati, OH 45237 Property Records

Hamilton County property record for 7285 Laurel Oak Ln, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,637 sqft · built 1968
Lot Size	0.698 acres (30,405 sqft)
Owner	2 Individual Names on File
Last Sale	$316,000 (May 2016)
Tax Bill	$9,008 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`526-0080-0110-00`

Property Details

APN / Parcel Number

Primary APN	`526-0080-0110-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,637 sqft Living Area
1st Floor Area	2,637 sqft
Basement Area	1,127 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	30,405 sqft (0.698 acres)
Lot Dimensions	190 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	828 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7285 LAUREL OAK LN
City	CINCINNATI
State	OH
Zip	45237-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL OAK LE 160 X 190 LOT 98 MEADOW RIDGE 3RD SUB BLK B PART 2
Legal Subdivision	MEADOW RIDGE 3RD SUB
Legal Block	B
Legal Lot Number	98
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	3
Census Block	3003
Census Tract	23300

Owner

Source: Hamilton County records · APN 526-0080-0110-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7285 LAUREL OAK LN, CINCINNATI, OH 45237-2929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2016 · Amount on Record
Deed Sale	May 24, 2016 · Amount on Record
Prior Sale	Aug 11, 2011
Deed Document Number	0000046474
Deed Book / Page	013174 / 000549
Last Transfer Date	May 25, 2016
Transfer Doc	0000046474
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7285 LAUREL OAK LN, CINCINNATI, OH 45237-2929
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020809
Date	Feb 18, 2021
Book Page	14357/1942
Instrument	2021-0020809

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,008.00 (+2.93%)	$149,020 (-) Land $26,726 Building $122,294
2024	$8,752.00 (-2.06%)	$149,020 (-) Land $26,726 Building $122,294
2023	$8,936.00 (+3.39%)	$149,020 (+19.24%) Land $26,726 Building $122,294	$425,770 (+19.24%) Land $76,360 Building $349,410
2022	$8,643.00 Homeowner's exemption	$124,979 Land $21,571 Building $103,408
2020			$357,080 Land $61,630 Building $295,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1979–2019)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 140 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.