7305 Cinden Rd, Temperance, MI 48182 Property Records

Monroe County property record for 7305 Cinden Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Mar 2026)
Tax Bill	$1,578 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-157-040-00`

Property Details

APN / Parcel Number

Primary APN	`02-157-040-00`

Exterior

Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7305 CINDEN RD
City	TEMPERANCE
State	MI
Zip	48182-1298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAGDEN CREEK PLAT 4 LOT 40 & UNDIVIDED 1/52TH INTEREST IN PRIVATE DETENTION LOT A BRAGDEN CREEK PLATS I THRU IV
Legal Subdivision	BRAGDEN CREEK
Legal Lot Number	40,A
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2002
Census Tract	833900

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2628 WARNER AVE, TOLEDO, OH 43615-2535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Mar 3, 2026	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
May 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Dec 14, 2011 · Amount on Record
Deed Document Number	20263424
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7305 CINDEN RD, TEMPERANCE, MI 48182-1298
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7305 CINDEN RD, TEMPERANCE, MI 48182-1298

Mortgage

Document Number	0000005130
Date	Mar 10, 2022
Instrument	2022R05130

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2042

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 3, 2026
Property Address	7305 CINDEN RD, TEMPERANCE, MI 48182-1298
Document Number	0000003424
Map Reference	LB 16 PG 86&87
Instrument Date	Feb 26, 2026
Instrument	2026R03424
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PRUS TITLE AGENCY LLC, TRU TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7305 CINDEN RD, TEMPERANCE, MI 48182-1298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 WARNER AVE, TOLEDO, OH 43615-2535

Mortgage

Document Number	0000004646
Date	Mar 3, 2026
Instrument	2026R04646

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7305 CINDEN RD, TEMPERANCE, MI 48182-1298
Document Number	0000009370
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7305 CINDEN RD TEMPERANCE MI 481821298, TEMPERANCE, MI 48182-1298

Mortgage

Document Number	0000009370
Date	May 25, 2018
Instrument	9370

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 24, 2038

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,100 (+9.98%)	$368,200 (+9.98%)
2025	$1,578.00 (-63.4%) Homeowner's exemption	$167,400 (+19.23%) Land $167,400	$334,800 (+19.23%) Land $334,800
2024	$4,311.00 (+23.31%)
2023	$3,496.00 Homeowner's exemption	$140,400	$280,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1997–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cinden Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures