7277 Cinden Rd, Temperance, MI 48182 Property Records

Monroe County property record for 7277 Cinden Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Jun 2018)
Tax Bill	$3,601 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-157-042-00`

Property Details

APN / Parcel Number

Primary APN	`02-157-042-00`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7277 CINDEN RD
City	TEMPERANCE
State	MI
Zip	48182-1298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAGDEN CREEK PLAT 4 LOT 42 & UNDIVIDED 1/52TH INTEREST IN PRIVATE DETENTION LOT A BRAGDEN CREEK PLATS I THRU IV
Legal Subdivision	BRAGDEN CREEK
Legal Lot Number	42,A
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2002
Census Tract	833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7277 CINDEN RD, TEMPERANCE, MI 48182-1298
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Intrafamily Transfer, Transfer
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 20, 2018	Warranty Deed, Transfer · Conventional Mortgage ARK LA TEX FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	201810967
Last Transfer Date	Oct 20, 2023
Transfer Doc	0000015920
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Oct 26, 2023
Property Address	7277 CINDEN RD, TEMPERANCE, MI 48182-1298
Document Number	0000015920
Map Reference	LB 16 PG 86&87
Instrument Date	Oct 20, 2023
Instrument	2023R15920
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7277 CINDEN RD, TEMPERANCE, MI 48182-1298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7277 CINDEN RD, TEMPERANCE, MI 48182-1298

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7277 CINDEN RD, TEMPERANCE, MI 48182-1298
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7277 CINDEN RD, TEMPERANCE, MI 48182-1298

Mortgage

Document Number	0000000638
Date	Jan 8, 2021
Instrument	2021R00638

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7277 CINDEN RD, TEMPERANCE, MI 48182-1298
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007782
Date	Apr 22, 2020
Instrument	2020R07782

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 20, 2018
Property Address	7277 CINDEN RD, TEMPERANCE, MI 48182-1298
Document Number	2018R10967
Map Reference	LB16 PG86&87
Instrument Date	Jun 18, 2018
Instrument	2018R10967
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7277 CINDEN RD, TEMPERANCE, MI 48182-1298

Mortgage

Document Number	0000010968
Date	Jun 20, 2018
Instrument	2018R10968

Lender

Name	ARK LA TEX FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,900 (+30.71%) Land $157,900	$315,800 (+30.71%) Land $315,800
2025	$3,601.00 (+14.39%) Homeowner's exemption
2023	$3,148.00 Homeowner's exemption	$120,800	$241,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1997–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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