7276 Cinden Rd, Temperance, MI 48182 Property Records

Monroe County property record for 7276 Cinden Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$306,000 (Jul 2021)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-157-047-00`

Property Details

APN / Parcel Number

Primary APN	`02-157-047-00`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7276 CINDEN RD
City	TEMPERANCE
State	MI
Zip	48182-1297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAGDEN CREEK PLAT 4 LOT 47
Legal Subdivision	BRAGDEN CREEK
Legal Lot Number	47
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2002
Census Tract	833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7276 CINDEN RD, TEMPERANCE, MI 48182-1297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage STAUNTON FINANCIAL INC
Jul 20, 2021	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage GENOA BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Prior Sale	Sep 6, 2017 · Amount on File
Deed Document Number	202119042
Prior Transfer Date	Sep 9, 2016
Prior Transfer Doc	0000023548
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7276 CINDEN RD, TEMPERANCE, MI 48182-1297
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13693 MCGUIRE, MILAN, MI 48160

Mortgage

Document Number	0000016734
Date	Jun 24, 2021
Instrument	2021R16734

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 20, 2021
Property Address	7276 CINDEN RD, TEMPERANCE, MI 48182-1297
Document Number	2021R19042
Map Reference	LB 16 PG 86&87
Instrument Date	Jun 21, 2021
Instrument	2021R19042
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount on Record
Tax	$2,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7276 CINDEN RD, 7276, TEMPERANCE, MI 48182-1297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13693 MCGUIRE ST, TAYLOR, MI 48180-4469

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 6, 2017
Property Address	7276 CINDEN RD, TEMPERANCE, MI 48182-1297
Document Number	0000018129
Instrument Date	Aug 31, 2017
Instrument	18129
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	LAWYERS TITLE CORPORATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,427.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4985 PITCH LN W #3A YPSILANTI MI 48197, 3A, YPSILANTI, MI 48197

Mortgage

Document Number	18130
Date	Sep 6, 2017
Instrument	18130

Lender

Name	GENOA BKNG
Type	Bank
Address	GENOA, OH 43430

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,300 (+39.47%) Land $164,300	$328,600 (+39.47%) Land $328,600
2025	$3,685.00 (+9.31%) Homeowner's exemption
2023	$3,371.00 Homeowner's exemption	$117,800	$235,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1997–2015)
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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