New Hanover County property record for 7304 Champlain Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,487 sqft · built 2003 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Mar 2017) |
| Tax Bill | $1,894 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R08205-003-002-000 |
| Primary APN | R08205-003-002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,487 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 16,466 sqft (0.378 acres) |
| Terrain | Low |
| Garage Area | 570 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 588 sqft |
| Patio Area | 206 sqft |
| Balcony Area | 18 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 7304 CHAMPLAIN DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-2689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LT 158 OCEAN FOREST LKS II |
| Legal Subdivision | OCEAN FOREST LAKES SEC 2 |
| Legal Block | 3 |
| Legal Lot Number | 158 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12106 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7304 CHAMPLAIN DR, WILMINGTON, NC 28412-2689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Mar 30, 2017 | Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on Record |
| Deed Sale | Mar 30, 2017 · Amount on Record |
| Prior Sale | Jun 6, 2013 · Amount on Record |
| Deed Document Number | 20179867 |
| Deed Book / Page | 6047 / 2130 |
| Prior Transfer Date | Dec 30, 1999 |
| Prior Transfer Doc | 2686000020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 7304 CHAMPLAIN DR, WILMINGTON, NC 28412-2689 |
| Document Number | 0062880305 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7304 CHAMPLAIN DR WILMINGTON NC 284122689, WILMINGTON, NC 28412-2689 |
| Document Number | 0062880305 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 006288/000305 |
| Instrument | 6831 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 25, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 7304 CHAMPLAIN DR, WILMINGTON, NC 28412-2689 |
| Document Number | 0061521933 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7304 CHAMPLAIN DR WILMINGTON NC 284122689, WILMINGTON, NC 28412-2689 |
| Document Number | 0061521933 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 006152/001933 |
| Instrument | 20507 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | SOUTH CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Mar 30, 2017 |
| Property Address | 7304 CHAMPLAIN DR, WILMINGTON, NC 28412-2689 |
| Document Number | 0060472130 |
| Book / Page | 006047 / 002130 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 9867 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2017 |
| Title Company | TIAGO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7304 CHAMPLAIN DR WILMINGTON NC 284122689, WILMINGTON, NC 28412-2689 |
| Document Number | 60472132 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 006047/002132 |
| Instrument | 9868 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | 15707 ROCKFIELD BLVD, IRVINE, CA 92618-2830 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557,700 (-) Land $145,700 Building $412,000 | $557,700 (-) Land $145,700 Building $412,000 | |
| 2025 | $557,700 (+60.07%) Land $145,700 Building $412,000 | $557,700 (+60.07%) Land $145,700 Building $412,000 | |
| 2024 | $1,894.00 (+0.32%) | ||
| 2023 | $1,888.00 (-0.89%) | $348,400 Land $79,100 Building $269,300 | $348,400 Land $79,100 Building $269,300 |
| 2022 | $1,905.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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