730 Saddlebrook Dr, Monroe, NC 28112 Property Records

Union County property record for 730 Saddlebrook Dr, Monroe, NC 28112 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 6,037 sqft · built 1990
Lot Size	5 acres (218,018 sqft)
Owner	2 Individual Names on File
Last Sale	$1,295,000 (Jul 2022)
Tax Bill	$7,264 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-161-071`

Property Details

APN / Parcel Number

Primary APN	`09-161-071`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,037 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	218,018 sqft (5 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Porch	Slab
Porch Area	369 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	730 SADDLEBROOK DR
City	MONROE
State	NC
Zip	28112-9455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#6 SADDLEBROOK OPCC364
Legal Subdivision	SADDLEBROOK C-364
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2036
Census Tract	20602

Owner

Source: Union County records · APN 09-161-071

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	730 SADDLEBROOK DR, MONROE, NC 28112-9455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jul 15, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	202225495
Deed Book / Page	8527 / 263
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 18, 2022
Property Address	730 SADDLEBROOK DR, MONROE, NC 28112-9455
Document Number	0008527263
Book / Page	8527 / 263
Map Reference	CAB C FILE 364
Instrument Date	Jul 18, 2022
Instrument	25495
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025496
Date	Jul 18, 2022
Instrument	25496

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Aug 01, 2020
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 15, 2020
Property Address	730 SADDLEBROOK DR, MONROE, NC 28112-9455
Document Number	7736437
Book / Page	007736 / 000437
Instrument Date	Jul 13, 2020
Instrument	26208
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,794.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	730 SADDLEBROOK DR MONROE NC 281129455, MONROE, NC 28112-9455

Mortgage

Document Number	7736439
Date	Jul 15, 2020
Book Page	007736/000439
Instrument	26209

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Mortgage

Document Number	7736452,
Date	Jul 15, 2020
Book Page	007736/000452
Instrument	26210

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,264.00 (+9.22%)	$1,519,200 (+42.25%) Land $82,800 Building $1,436,400	$1,519,200 (+42.25%) Land $82,800 Building $1,436,400
2023	$6,651.00	$1,068,000 Land $53,600 Building $1,014,400	$1,068,000 Land $53,600 Building $1,014,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790206022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Saddlebrook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures