723 Saddlebrook Dr, Monroe, NC 28112 Property Records

Union County property record for 723 Saddlebrook Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,924 sqft · built 1989
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$81,500 (Oct 2005)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-161-073`

Property Details

APN / Parcel Number

Primary APN	`09-161-073`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,924 sqft Living Area
Gross Area	3,503 sqft
1st Floor Area	1,223 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	64,904 sqft (1.49 acres)
Garage Type	Detached
Garage Area	1,155 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	723 SADDLEBROOK DR
City	MONROE
State	NC
Zip	28112-9456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	#8 SADDLEBROOK OPCC364
Legal Subdivision	SADDLEBROOK C-364
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2036
Census Tract	20602

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	723 SADDLEBROOK DR, MONROE, NC 28112-9456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2005 · Amount on Record
Deed Sale	Oct 13, 2005 · Amount on Record
Prior Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	200599339
Deed Book / Page	3948 / 5
Last Transfer Date	Jul 15, 2021
Transfer Doc	8176371
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jul 20, 2021
Property Address	723 SADDLEBROOK DR, MONROE, NC 28112-9456
Document Number	8176371
Book / Page	8176 / 371
Map Reference	CAB C FILE 364
Instrument Date	Jul 15, 2021
Instrument	34173
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 SADDLEBROOK DR, MONROE, NC 28112-9456

Mortgage

Document Number	34174
Date	Jul 20, 2021
Instrument	34174

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,500 (-) Land $70,200 Building $576,300	$646,500 (-) Land $70,200 Building $576,300
2025	$3,091.00 (+2.32%)	$646,500 (+33.27%) Land $70,200 Building $576,300	$646,500 (+33.27%) Land $70,200 Building $576,300
2023	$3,021.00	$485,100 Land $28,000 Building $457,100	$485,100 Land $28,000 Building $457,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20