Union County property record for 719 Saddlebrook Dr, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,037 sqft · built 1990 |
| Lot Size | 1.86 acres (81,239 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Jan 2020) |
| Tax Bill | $3,823 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-161-074 |
| Primary APN | 09-161-074 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,037 sqft Living Area |
| Gross Area | 3,696 sqft |
| 1st Floor Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 81,239 sqft (1.86 acres) |
| Garage Type | Detached |
| Garage Area | 1,671 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 719 SADDLEBROOK DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #9 SADDLEBROOK OPCC364 |
| Legal Subdivision | SADDLEBROOK C-364 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 20602 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 719 SADDLEBROOK DR, MONROE, NC 28112-9456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jan 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Apr 17, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2020 · Amount on Record |
| Deed Sale | Jan 10, 2020 · Amount on Record |
| Prior Sale | Nov 13, 2012 · Amount on Record |
| Deed Document Number | 20201001 |
| Deed Book / Page | 7560 / 384 |
| Prior Transfer Date | Mar 18, 2011 |
| Prior Transfer Doc | 5508375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 719 SADDLEBROOK DR, MONROE, NC 28112-9456 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0008568114 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 8568/114 |
| Instrument | 31863 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 719 SADDLEBROOK DR, MONROE, NC 28112-9456 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008095147 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 8095/147 |
| Instrument | 22047 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 10, 2020 |
| Property Address | 719 SADDLEBROOK DR, MONROE, NC 28112-9456 |
| Document Number | 0007560384 |
| Book / Page | 7560 / 384 |
| Map Reference | CAB C FILE 364 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 0001001 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3103 CARDIGAN CT, 3103, MATTHEWS, NC 28104-2983 |
| Name | Verified Name |
|---|---|
| Address | 719 SADDLEBROOK DR, MONROE, NC 28112-9456 |
| Document Number | 0000001002 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 0001002 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 17, 2018 |
| Property Address | 719 SADDLEBROOK DR, MONROE, NC 28112-9456 |
| Document Number | 7138314 |
| Book / Page | 007138 / 000314 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 9994 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 719 SADDLEBROOK DR MONROE NC 281129456, MONROE, NC 28112-9456 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,823.00 (+20.6%) | $799,500 (+57.04%) Land $71,900 Building $727,600 | $799,500 (+57.04%) Land $71,900 Building $727,600 |
| 2023 | $3,170.00 | $509,100 Land $30,400 Building $478,700 | $509,100 Land $30,400 Building $478,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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