730 Rose Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 730 Rose Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,854 sqft · built 1890
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$245,700 (Jul 2026)
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-281-001`

Property Details

APN / Parcel Number

Primary APN	`17-10-281-001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,854 sqft Total Area
Basement Area	1,091 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	245 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	730 ROSE AVE
City	BIG RAPIDS
State	MI
Zip	49307-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000730 ROSE AVENUE: ROSE'S ADDITION -- BLK 4, LOTS 9 & 10
Legal Subdivision	ROSE'S ADDITION
Legal Block	4
Legal Lot Number	9-10
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	3
Census Block	3008
Census Tract	960500

Owner

730 Rose Ave is owned and occupied by an individual who bought it in July 2026.

Source: Mecosta County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2607 GOODWOOD RD, BALTIMORE, MD 21214-2108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST MICHIGAN CU
Mar 7, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK
Aug 18, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Feb 19, 2015
Deed Document Number	20265456
Deed Book / Page	942 / 976
Prior Transfer Date	Feb 10, 2015
Prior Transfer Doc	851/2190
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 31, 2026
Property Address	730 ROSE AVE, BIG RAPIDS, MI 49307-1036
Document Number	0000005456
Book / Page	942 / 976
Instrument Date	Jul 24, 2026
Instrument	20265456
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 GOODWOOD RD, BALTIMORE, MD 21214-2108

Mortgage

Document Number	0000005453,
Date	Jul 31, 2026
Instrument	20265453

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Recording Date	May 5, 2026
Property Address	730 ROSE AVE, BIG RAPIDS, MI 49307-1036
Document Number	00940/3311
Book / Page	940 / 3311
Instrument Date	Apr 28, 2026
Instrument	20263346
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 ROSE AVE, BIG RAPIDS, MI 49307-1036

Mortgage

Document Number	0000003346,
Date	May 5, 2026
Book Page	940/3311
Instrument	20263346

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	730 ROSE AVE, BIG RAPIDS, MI 49307-1036
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	ABACUS T&E GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	900/2408
Date	Jan 16, 2020
Book Page	900/2408
Instrument	201900007689

Lender

Name	WEST MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Nov 1, 2034

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Mar 7, 2019
Property Address	730 ROSE AVE, BIG RAPIDS, MI 49307-1036
Document Number	896/0457
Book / Page	896 / 0457
Instrument Date	Mar 1, 2019
Instrument	201900001289
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	VERIFIED TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 ROSE AVE, 730, BIG RAPIDS, MI 49307-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20146 DRIVE, PARIS, MI 49338

Mortgage

Document Number	201900001290
Date	Mar 7, 2019
Instrument	201900001290

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Aug 18, 2017
Property Address	730 ROSE AVE, BIG RAPIDS, MI 49307-1036
Document Number	878/1429
Book / Page	878 / 1429
Instrument Date	Aug 18, 2017
Instrument	201700006316
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 ROSE AVE, BIG RAPIDS, MI 49307-1036

Tax Assessment & Valuation

The 2025 property tax bill for 730 Rose Ave was $2,331 with a homeowner's exemption, up 3% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,600 (+15.06%)	$203,200 (+15.06%)
2025	$2,331.00 (+3%) Homeowner's exemption	$88,300	$176,600
2024	$2,263.00
2023		$71,200	$142,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 730 Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 730 Rose Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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