717 Rose Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 717 Rose Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,314 sqft · built 1968
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Dec 2025)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-10-280-012`

Property Details

APN / Parcel Number

Primary APN	`17-10-280-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,314 sqft Total Area
Basement Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	717 ROSE AVE
City	BIG RAPIDS
State	MI
Zip	49307-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000717 ROSE AVENUE: ROSE'S SECOND ADDITION -- BLK 3, LOT 5
Legal Subdivision	ROSE'S SECOND ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4015
Census Tract	960500

Owner

717 Rose Ave is owned and occupied by an individual who bought it in December 2025.

Source: Mecosta County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	13266 NEW MILLPOND RD, BIG RAPIDS, MI 49307-8910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Dec 18, 2025	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Deed Document Number	20258622
Deed Book / Page	938 / 2203
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Recording Date	Jun 29, 2026
Property Address	717 ROSE AVE, BIG RAPIDS, MI 49307-1035
Document Number	0000004656
Book / Page	941 / 3392
Instrument Date	Jun 18, 2026
Instrument	20264656
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 ROSE AVE, BIG RAPIDS, MI 49307-1035

Mortgage

Document Number	0000004656,
Date	Jun 29, 2026
Book Page	941/3392
Instrument	20264656

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Dec 18, 2025
Property Address	717 ROSE AVE, BIG RAPIDS, MI 49307-1035
Document Number	00938/2203
Book / Page	938 / 2203
Instrument Date	Oct 27, 2025
Instrument	202500008622
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	SUN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8823 S WILKESON ST, TACOMA, WA 98444-3171

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	13266 NEW MILLPOND RD, BIG RAPIDS, MI 49307-8910

Mortgage

Document Number	202500008499
Date	Dec 18, 2025
Instrument	202500008499

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 717 Rose Ave was $1,859 with a homeowner's exemption, up 3% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,800 (+11.86%)	$171,600 (+11.86%)
2025	$1,859.00 (+2.99%) Homeowner's exemption	$76,700	$153,400
2024	$1,805.00
2023		$61,800	$123,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 717 Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 717 Rose Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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