721 Rose Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 721 Rose Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,078 sqft · built 1920
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Sep 2026)
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-280-008`

Property Details

APN / Parcel Number

Primary APN	`17-10-280-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,078 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	721 ROSE AVE
City	BIG RAPIDS
State	MI
Zip	49307-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000721 ROSE AVENUE: ROSE'S SECOND ADDITION -- BLK 3, LOT 6
Legal Subdivision	ROSE'S SECOND ADDITION
Legal Block	3
Legal Lot Number	6
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4015
Census Tract	960500

Owner

Source: Mecosta County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	721 ROSE AVE, BIG RAPIDS, MI 49307-1035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Sep 7, 2022	Land Contract, Transfer · Land Contract RAPIDS BIG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Deed Document Number	20266522
Deed Book / Page	942 / 5838
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 14, 2026
Property Address	721 ROSE AVE, BIG RAPIDS, MI 49307-1035
Document Number	0000006522
Book / Page	942 / 5838
Instrument Date	Aug 28, 2026
Instrument	20266522
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 ROSE AVE, BIG RAPIDS, MI 49307-1035

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Recording Date	Sep 4, 2026
Property Address	721 ROSE AVE, BIG RAPIDS, MI 49307-1035
Document Number	0000006274
Book / Page	942 / 4896
Instrument Date	Aug 28, 2026
Instrument	20266274
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 ROSE AVE, BIG RAPIDS, MI 49307-1035

Mortgage

Document Number	0000006274,
Date	Sep 4, 2026
Book Page	942/4896
Instrument	20266274

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MECOSTA MI
Recording Date	Sep 7, 2022
Property Address	721 ROSE AVE, BIG RAPIDS, MI 49307-1035
Document Number	00920/4013
Book / Page	920 / 4013
Instrument Date	Aug 20, 2022
Instrument	202200007061
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 ROSE AVE, 721, BIG RAPIDS, MI 49307-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9817 21 MILE RD, CEDAR, MI 49621

Mortgage

Date	Sep 7, 2022

Lender

Name	RAPIDS BIG
Type	Private Party

Agreement

Type	Land Contract
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,200 (+31.07%)	$100,400 (+31.07%)
2025	$1,026.00
2023		$38,300	$76,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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