730 Pearl St, Upland, CA 91786 Property Records

San Bernardino County property record for 730 Pearl St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,551 sqft · built 1975
Lot Size	0.184 acres (7,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Nov 2020)
Tax Bill	$6,943 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1046-631-12-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-631-12-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	2,011 sqft
1st Floor Area	1,551 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,992 sqft (0.184 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	730 PEARL ST
City	UPLAND
State	CA
Zip	91786-5849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8978 LOT 12
Legal Subdivision	TRACT NO 8978
Legal Tract	8978
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3002
Census Tract	826

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	730 PEARL ST, UPLAND, CA 91786-5849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALTECH EMPLOYEES FCU
Sep 1, 2023	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Nov 16, 2020	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Sep 11, 2003 · Amount on Record
Deed Document Number	2020458684
Prior Transfer Date	Sep 17, 2004
Prior Transfer Doc	0000684040
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	730 PEARL ST, UPLAND, CA 91786-5849
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 PEARL ST, UPLAND, CA 91786-5849

Mortgage

Document Number	0000221378
Date	Sep 15, 2025
Instrument	2025-0221378

Lender

Name	CALTECH EMPLOYEES FCU
Type	Credit Union
Address	LA CANADA FLINTRIDGE, CA 91011

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	730 PEARL ST, UPLAND, CA 91786-5849
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 PEARL ST, UPLAND, CA 91786-5849

Mortgage

Document Number	0000216017
Date	Sep 1, 2023
Instrument	2023-0216017

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 16, 2020
Property Address	730 PEARL ST, UPLAND, CA 91786-5849
Document Number	0000458684
Map Reference	MB 123 PG 58-60
Instrument Date	Oct 22, 2020
Instrument	2020-0458684
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	730 PEARL ST, UPLAND, CA 91786-5849

Mortgage

Document Number	0000458685
Date	Nov 16, 2020
Instrument	2020-0458685

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$640,369 (+2%) Land $224,129 Building $416,240
2025	$6,943.00 (+4.85%)	$627,812 (+4.04%) Land $219,734 Building $408,078
2023	$6,622.00 (+2.19%)	$603,432 Land $211,201 Building $392,231
2022	$6,480.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Pearl St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures