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620 Pearl St, Upland, CA 91786 Property Records

San Bernardino County property record for 620 Pearl St, Upland, CA 91786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 1975
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$411,000 (Sep 2015)
Tax Bill$5,427 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN1046-631-17-0000

Property Details

APN / Parcel Number

Primary APN1046-631-17-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,428 sqft Living Area
Gross Area1,848 sqft
1st Floor Area1,428 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleModern
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address620 PEARL ST
CityUPLAND
StateCA
Zip91786-5847
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 8978 LOT 7
Legal SubdivisionTRACT NO 8978
Legal Tract8978
Legal Block3
Legal Lot Number7
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group3
Census Block3002
Census Tract826

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address620 PEARL ST, UPLAND, CA 91786-5847
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 7, 2019Trustee's Deed, Construction Loan · Construction Mortgage
DISCOVER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2015 · Amount on Record
Deed SaleSep 24, 2015 · Amount on Record
Prior SaleMay 29, 2015 · Amount on Record
Deed Document Number2015417883
Prior Transfer DateApr 25, 2008
Prior Transfer Doc0000195979
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address620 PEARL ST, UPLAND, CA 91786-5847
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 PEARL ST, UPLAND, CA 91786-5847

Mortgage

Document Number0000429340
DateNov 2, 2020
Instrument2020-0429340
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term312 Months
DueNov 1, 2046

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSAN BERNARDINO CA
Recording DateNov 7, 2019
Property Address620 PEARL ST, UPLAND, CA 91786-5847
Instrument DateNov 2, 2019
Instrument402792
Transaction TypeConstruction Loan
Record UpdatedNov 26, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address620 PEARL ST UPLAND CA 917865847, UPLAND, CA 91786-5847

Mortgage

Document Number0000402792
DateNov 7, 2019
Instrument402792
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueNov 6, 2029

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityUpland City
Unified School DistrictUpland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$496,271 (+2%) Land $150,935 Building $345,336
2025$5,427.00 (+4.85%)$486,540 (+4.04%) Land $147,975 Building $338,565
2023$5,176.00 (+2.19%)$467,647 Land $142,229 Building $325,418
2022$5,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF UPLAND
serves 78,376 people · EPA ID CA3610050
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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