San Bernardino County property record for 640 Pearl St, Upland, CA 91786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,551 sqft · built 1975 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $320,000 (Sep 2008) |
| Tax Bill | $4,641 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1046-631-16-0000 |
| Primary APN | 1046-631-16-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| Gross Area | 2,011 sqft |
| 1st Floor Area | 1,551 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 PEARL ST |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91786-5847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 8978 LOT 8 |
| Legal Subdivision | TRACT NO 8978 |
| Legal Tract | 8978 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 826 |
640 Pearl St is owned by a company that bought it in September 2008.
Source: San Bernardino County records, as of September 17, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 640 PEARL ST, UPLAND, CA 91786-5847 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2008 · Amount on File |
| Deed Sale | Sep 23, 2008 · Amount on File |
| Prior Sale | Feb 1, 2008 · Amount on File |
| Deed Document Number | 2008427492 |
| Prior Transfer Date | Jan 14, 2008 |
| Prior Transfer Doc | 0000046639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 26, 2026 |
| Property Address | 640 PEARL ST, UPLAND, CA 91786-5847 |
| Document Number | 0000224785 |
| Instrument Date | Aug 9, 2026 |
| Instrument | 2026224785 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 640 PEARL ST, UPLAND, CA 91786-5847 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 640 PEARL ST, UPLAND, CA 91786-5847 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 640 PEARL ST, UPLAND, CA 91786-5847 |
| Document Number | 0000460269 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021-0460269 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 640 Pearl St was $4,641.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Unified School District | Upland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $428,732 (+2%) Land $150,057 Building $278,675 | |
| 2025 | $4,641.00 Homeowner's exemption | $420,326 Land $147,115 Building $273,211 |
| 2023 | $4,423.00 (+2.22%) Homeowner's exemption | $404,004 Land $141,402 Building $262,602 |
| 2022 | $4,327.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 640 Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 640 Pearl St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UPLAND serves 78,376 people · EPA ID CA3610050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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