730 E Main St, Cecilia, KY 42724 Property Records

Hardin County property record for 730 E Main St, Cecilia, KY 42724

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,577 sqft · built 1928
Lot Size1.92 acres (83,809 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Jul 2009)
Tax Bill$1,421 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN147-40-00-026

Property Details

APN / Parcel Number

Primary APN147-40-00-026

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,577 sqft Living Area
Basement Area1,577 sqft
Unfinished Basement1,577 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area83,809 sqft (1.92 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address730 E MAIN ST
CityCECILIA
StateKY
Zip42724-9621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIGO HILLS SUBD LT2 #1
Legal SubdivisionINDIGO HILLS SUBD
Legal Lot Number2
JurisdictionHARDIN KY
Township / Civil DivisionCECILIA
Census Block Group2
Census Block2107
Census Tract1701

Owner

Source: Hardin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address730 E MAIN ST, CECILIA, KY 42724-9621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
COMMONWEALTH CREDIT UNION
Aug 26, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2009 · Amount on Record
Deed SaleJul 29, 2009 · Amount on Record
Prior SaleMay 31, 2005 · Amount on Record
Deed Book / Page1301 / 726
Last Transfer DateAug 26, 2022
Transfer Doc001540/344
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address730 E MAIN ST, CECILIA, KY 42724-9621
Transaction TypeMortgage
Record UpdatedNov 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 E MAIN ST, CECILIA, KY 42724-9621

Mortgage

Document Number02586/1108
DateOct 29, 2025
Book Page2586/1108
Lender
NameCOMMONWEALTH CREDIT UNION
TypeCredit Union
AddressFRANKFORT, KY 40602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARDIN KY
Recording DateAug 26, 2022
Property Address730 E MAIN ST, CECILIA, KY 42724-9621
Document Number001540/344
Book / Page1540 / 344
Map ReferenceCAB 1 SH 4823
Instrument DateAug 26, 2022
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address101 BROOKEFIELD AVE # 1, 101, ELIZABETHTOWN, KY 42701-4925

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 E MAIN ST, CECILIA, KY 42724-9621

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,421.00 (+6.6%)$144,900 (-) Land $21,800 Building $123,100$144,900 (-) Land $21,800 Building $123,100
2023$144,900 Land $21,800 Building $123,100$144,900 Land $21,800 Building $123,100
2021$1,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Brandenburg Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
300 / 20
AT&T
Fixed Wireless
100 / 20

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