712 E Main St, Cecilia, KY 42724 Property Records

Hardin County property record for 712 E Main St, Cecilia, KY 42724

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1976
Lot Size	0.516 acres (22,477 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Jun 2026)
Tax Bill	$1,020 (2025)
Deeds & Mortgages	Jun 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`147-40-00-024`

Property Details

APN / Parcel Number

Primary APN	`147-40-00-024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	22,477 sqft (0.516 acres)
Patio Area	332 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	712 E MAIN ST
City	CECILIA
State	KY
Zip	42724-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	HARDIN KY
Township / Civil Division	CECILIA
Census Block Group	2
Census Block	2107
Census Tract	1701

Owner

Source: Hardin County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1506 GRINSTEAD DR, ELIZABETHTOWN, KY 42701-7943
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1601 / 1357
Prior Transfer Date	Jun 20, 2013
Prior Transfer Doc	1380/1082
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jun 2, 2026
Property Address	712 E MAIN ST, CECILIA, KY 42724-9621
Document Number	1601001357
Book / Page	1601 / 1357
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$13,130.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1506 GRINSTEAD DR, ELIZABETHTOWN, KY 42701-7943

Mortgage

Document Number	2618000087,
Date	Jun 2, 2026
Book Page	2618/87

Lender

Name	WEST POINT BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,020.00 (+36%)	$100,800 (-) Land $12,100 Building $88,700	$100,800 (-) Land $12,100 Building $88,700
2023		$100,800 Land $12,100 Building $88,700	$100,800 Land $12,100 Building $88,700
2021	$750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20
AT&T Fixed Wireless	100 / 20