705 E Main St, Cecilia, KY 42724 Property Records

Hardin County property record for 705 E Main St, Cecilia, KY 42724

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,502 sqft · built 1940
Lot Size	0.492 acres (21,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Sep 2021)
Tax Bill	$877 (2025)
Deeds & Mortgages	Sep 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`147-40-00-029`

Property Details

APN / Parcel Number

Primary APN	`147-40-00-029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,502 sqft Living Area
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	21,432 sqft (0.492 acres)
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	705 E MAIN ST
City	CECILIA
State	KY
Zip	42724-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	HARDIN KY
Township / Civil Division	CECILIA
Census Block Group	2
Census Block	2109
Census Tract	1701

Owner

Source: Hardin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	705 E MAIN ST, CECILIA, KY 42724-9621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Dec 12, 2011 · Amount on Record
Deed Book / Page	1519 / 1166
Prior Transfer Date	Sep 8, 2021
Prior Transfer Doc	01519/1166
Record Updated	Jun 8, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 21, 2021
Property Address	705 E MAIN ST, CECILIA, KY 42724-9621
Document Number	01519/1166
Book / Page	1519 / 1166
Instrument Date	Sep 8, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 CATLETT CT, 260, RINEYVILLE, KY 40162-9455

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	705 E MAIN ST, CECILIA, KY 42724-9621

Mortgage

Document Number	02403/1332
Date	Sep 21, 2021
Book Page	2403/1332

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$877.00 (+38.55%)	$85,000 (-) Land $11,900 Building $73,100	$85,000 (-) Land $11,900 Building $73,100
2023		$85,000 Land $11,900 Building $73,100	$85,000 Land $11,900 Building $73,100
2021	$633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20
AT&T Fixed Wireless	100 / 20