65 Valley Ridge Loop, Cockeysville, MD 21030 Property Records

Baltimore County property record for 65 Valley Ridge Loop, Cockeysville, MD 21030

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,520 sqft · built 1985
Lot Size0.041 acres (1,796 sqft)
Owner2 Individual Names on File
Last Sale$431,000 (Oct 2026)
Tax Bill$3,986 (2024)
Deeds & MortgagesOct 2026 Sale & Mortgage
APN08-1900012725

Property Details

APN / Parcel Number

Primary APN08-1900012725
Alternative APNs
  • 81900012725
  • 1900012725

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,520 sqft Living Area
1st Floor Area760 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area1,796 sqft (0.041 acres)
Lot Dimensions90 ft deep x 20 ft wide
Deck Area96 sqft
Patio Area120 sqft
Balcony Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1900012725
Street Address65 VALLEY RIDGE LOOP
CityCOCKEYSVILLE
StateMD
Zip21030-4371
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description1796 SQ FT .0412 AC VALLEY CROSSING TWNHSES
Legal SubdivisionVALLEY CROSSING TWNHSES
Legal Block3
Legal Lot Number15
JurisdictionBALTIMORE MD
Township / Civil Division8
Census Block Group3
Census Block3002
Census Tract408506

Owner

65 Valley Ridge Loop, a townhouse, is owned and occupied by two individuals who bought it in October 2026.

Source: Baltimore County records, as of October 22, 2026

Owner of Record2 Individual Names on File
Mailing Address65 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4371
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2026 · Amount on File
Deed SaleOct 7, 2026 · Amount on File
Prior SaleJul 24, 2024 · Amount on File
Deed Document Number2026
Deed Book / Page51802 / 463
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateOct 7, 2026
Property Address65 VALLEY RIDGE LOOP, COCKEYSVILLE, MD 21030-4371
Document Number5180000463
Book / Page51802 / 463
Instrument DateSep 9, 2026
Transaction TypeTransfer
Record UpdatedOct 22, 2026
Title CompanyIN TITLE, IN HOUSE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$435,310.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate

Mortgage

Document Number5180000471,
DateOct 7, 2026
Book Page51802/471
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$286,200 Land $90,000 Building $196,200$286,200 Land $90,000 Building $196,200
2024$3,986.00 (+109.68%)
2023$1,901.00 Homeowner's exemption$264,533$286,200 Land $90,000 Building $196,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 65 Valley Ridge Loop.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Valley Ridge Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Valley Ridge Loop

Nearby Streets

Search Property Records by Address or Parcel Number