66 S Main St, Smithsburg, MD 21783 Property Records

Washington County property record for 66 S Main St, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,128 sqft · built 1878
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Dec 2019)
Tax Bill	$2,714 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-000324`

Property Details

APN / Parcel Number

Primary APN	`07-000324`
Alternative APN	`000324`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,128 sqft Total Area

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	260 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	714 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	000324
Street Address	66 S MAIN ST
City	SMITHSBURG
State	MD
Zip	21783-1951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOTS 2/3 80X260 66 S MAIN ST
Legal Subdivision	BINGHAM S ADDITION
Legal Lot Number	2,3
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4034
Census Tract	11301

Owner

66 S Main St is owned and occupied by two individuals who bought it in December 2019.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	66 S MAIN ST, SMITHSBURG, MD 21783-1951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Dec 19, 2019	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019 · Amount on File
Deed Sale	Dec 19, 2019 · Amount on File
Prior Sale	Feb 17, 2012 · Amount on File
Deed Book / Page	6140 / 9
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	66 S MAIN ST, SMITHSBURG, MD 21783-1951
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065340464
Date	Mar 1, 2021
Book Page	6534/464

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 19, 2019
Property Address	66 S MAIN ST, SMITHSBURG, MD 21783-1951
Document Number	0061400009
Book / Page	6140 / 0009
Instrument Date	Dec 11, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	66 S MAIN ST, SMITHSBURG, MD 21783-1951

Mortgage

Document Number	0000614016
Date	Dec 19, 2019
Instrument	6140/16

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 66 S Main St was $2,714, up 12.5% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,714.00 (+12.47%)	$297,867 (+12.43%)	$330,800 (-) Land $58,200 Building $272,600
2025	$2,413.00	$264,933	$330,800 Land $58,200 Building $272,600
2023	$2,017.00	$220,500	$232,000 Land $58,200 Building $173,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 66 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66 S Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50

May also be available: Verizon.

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures