Garrard County property record for 73 Farra Dr, Lancaster, KY 40444
| Property Type | Commercial |
|---|---|
| Details | built 2021 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,182 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-54.01 |
| Primary APN | 27-54.01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stone |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 21792 |
|---|---|
| Street Address | 73 FARRA DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9598 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 1 B 1.00 AC |
| Legal Lot Number | 1 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970300 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1407 LEXINGTON RD, RICHMOND, KY 40475-1059 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Jan 30, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 73 FARRA DR, LANCASTER, KY 40444-9598 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1407 LEXINGTON RD, RICHMOND, KY 40475-1059 |
| Document Number | 000M468/36 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | M468/36 |
| Instrument | 203913 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | STANTON, KY 40380 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 28, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jan 30, 2020 |
| Property Address | 73 FARRA DR, LANCASTER, KY 40444-9598 |
| Document Number | 00D301/738 |
| Book / Page | D301 / 738 |
| Map Reference | DB 293 PG 760 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 155818 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 MAPLE GROVE RD, RICHMOND, KY 40475-9420 |
| Name | Verified Name |
|---|---|
| Address | 1407 LEXINGTON RD, RICHMOND, KY 40475-1059 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,000 (-) Land $125,000 Building $250,000 | $375,000 (-) Land $125,000 Building $250,000 | |
| 2025 | $4,182.00 (-0.45%) | $375,000 (-) Land $125,000 Building $250,000 | $375,000 (-) Land $125,000 Building $250,000 |
| 2024 | $4,201.00 (-2.6%) | $375,000 (-) Land $125,000 Building $250,000 | $375,000 (-) Land $125,000 Building $250,000 |
| 2023 | $4,313.00 (-0.87%) | $375,000 (-) Land $125,000 Building $250,000 | $375,000 (-) Land $125,000 Building $250,000 |
| 2022 | $4,351.00 | $375,000 Land $125,000 Building $250,000 | $375,000 Land $125,000 Building $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures