Garrard County property record for 53 Farra Dr, Lancaster, KY 40444
| Property Type | Commercial |
|---|---|
| Details | built 2016 |
| Lot Size | 2.43 acres (105,981 sqft) |
| Owner | Company Name on Record |
| Last Sale | $72,000 (Apr 2016) |
| Tax Bill | $4,238 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-54 |
| Primary APN | 27-54 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 105,981 sqft (2.43 acres) |
| Sewer | Connected |
|---|
| Account Number | 18258 |
|---|---|
| Street Address | 53 FARRA DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9598 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT # 1 2.433 AC |
| Legal Subdivision | LANCASTER-GARRARD COUNTY INDUS |
| Legal Lot Number | 1 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970300 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 120 BETHANY TRCE, LANCASTER, KY 40444-7155 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit COUNTY BANK |
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit COUNTY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2016 · Amount on Record |
| Deed Sale | Apr 28, 2016 · Amount on Record |
| Deed Document Number | 2016129485 |
| Deed Book / Page | 283 / 285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 53 FARRA DR, LANCASTER, KY 40444-9598 |
| Document Number | 0000221067 |
| Book / Page | 476 / 503 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 2026221067 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 220 SUMMER BREEZE DR, SOMERSET, KY 42503-5472 |
| Document Number | 0000221067, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 476/503 |
| Instrument | 2026221067 |
| Name | COUNTY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 28, 2026 |
| Property Address | 53 FARRA DR, LANCASTER, KY 40444-9598 |
| Document Number | 0000218896 |
| Book / Page | 475 / 284 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026218896 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 220 SUMMER BREEZE DR, SOMERSET, KY 42503-5472 |
| Document Number | 0000218896, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 475/284 |
| Instrument | 2026218896 |
| Name | COUNTY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Jul 21, 2030 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,000 (-) Land $100,000 Building $280,000 | $380,000 (-) Land $100,000 Building $280,000 | |
| 2025 | $4,238.00 (-0.45%) | $380,000 (-) Land $100,000 Building $280,000 | $380,000 (-) Land $100,000 Building $280,000 |
| 2024 | $4,257.00 (-1.3%) | $380,000 (+1.33%) Land $100,000 Building $280,000 | $380,000 (+1.33%) Land $100,000 Building $280,000 |
| 2023 | $4,313.00 (-0.87%) | $375,000 (-) Land $100,000 Building $275,000 | $375,000 (-) Land $100,000 Building $275,000 |
| 2022 | $4,351.00 | $375,000 Land $100,000 Building $275,000 | $375,000 Land $100,000 Building $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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