Garrard County property record for 185 Farra Dr, Lancaster, KY 40444
| Property Type | Commercial |
|---|---|
| Details | built 2002 |
| Lot Size | 4.17 acres (181,863 sqft) |
| Owner | Company Name on File |
| Last Sale | $460,000 (Aug 2026) |
| Tax Bill | $5,130 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Dec 2011 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-52.01 |
| Primary APN | 27-52.01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 181,863 sqft (4.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 1005 |
|---|---|
| Street Address | 185 FARRA DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-8764 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 4 185 FARRA DR |
| Legal Subdivision | LANCASTER-GARRARD INDUST A |
| Legal Lot Number | 4-185 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970300 |
185 Farra Dr, a commercial property, is owned by a company that bought it in August 2026.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 220 SUMMER BREEZE DR, SOMERSET, KY 42503-5472 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 1, 2011 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Nov 3, 2012 | Deed of Trust, Mortgage FIRST SOUTHERN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on File |
| Deed Sale | Aug 25, 2026 · Amount on File |
| Deed Document Number | 2026221066 |
| Deed Book / Page | 338 / 861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 25, 2026 |
| Property Address | 185 FARRA DR, LANCASTER, KY 40444-8764 |
| Document Number | 0000221066 |
| Book / Page | 338 / 861 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 2026221066 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $46,460.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 220 SUMMER BREEZE DR, SOMERSET, KY 42503-5472 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 185 FARRA DR, LANCASTER, KY 40444-8764 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 MAHOGANY DR, RICHMOND, KY 40475-9823 |
| Investor | Possibly a Property Investor |
| Document Number | 000310/896 |
|---|---|
| Date | Dec 1, 2011 |
| Book Page | 310/896 |
| Instrument | 110295 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 23 Months |
| Due | Nov 18, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 185 FARRA DR, LANCASTER, KY 40444-8764 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 MAHOGANY DR, RICHMOND, KY 40475-9823 |
| Investor | Possibly a Property Investor |
| Document Number | 0000319/54 |
|---|---|
| Date | Nov 3, 2012 |
| Book Page | 319/54 |
| Instrument | 114127 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Nov 2, 2019 |
The 2025 property tax bill for 185 Farra Dr was $5,130, down 0.4% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,000 (-) Land $50,000 Building $410,000 | $460,000 (-) Land $50,000 Building $410,000 | |
| 2025 | $5,130.00 (-0.45%) | $460,000 (-) Land $50,000 Building $410,000 | $460,000 (-) Land $50,000 Building $410,000 |
| 2024 | $5,153.00 (+0.68%) | $460,000 (+3.37%) Land $50,000 Building $410,000 | $460,000 (+3.37%) Land $50,000 Building $410,000 |
| 2023 | $5,118.00 (-0.87%) | $445,000 (-) Land $445,000 | $445,000 (-) Land $445,000 |
| 2022 | $5,163.00 | $445,000 Land $445,000 | $445,000 Land $445,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Farra Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 185 Farra Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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