Worcester County and Spencer Town property record for 73 Cherry St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,806 sqft · built 1890 |
| Lot Size | 0.389 acres (16,927 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $325,000 (Feb 2019) |
| Tax Bill | $5,183 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U06 B:00112 L:00000 |
| Primary APN | SPEN M:00U06 B:00112 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,806 sqft Living Area |
| Gross Area | 6,122 sqft |
| Basement Area | 1,245 sqft |
| Unfinished Basement | 1,245 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,927 sqft (0.389 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 73 CHERRY ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 112 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 726200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Main Street-Cherry Street Historic District listed 1996 · 16 contributing resources · NRIS 96000826 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Worcester County and Spencer Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 73 CHERRY ST, SPENCER, MA 01562-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 29, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Feb 17, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage SPENCER SAVINGS BANK SLA |
| Feb 27, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on Record |
| Deed Sale | Feb 27, 2019 · Amount on Record |
| Prior Sale | Mar 20, 1998 · Amount on Record |
| Deed Document Number | 201917606 |
| Deed Book / Page | 60091 / 69 |
| Last Transfer Date | May 26, 2026 |
| Transfer Doc | 0000085208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Sep 29, 2026 |
| Property Address | 73 CHERRY ST, SPENCER, MA 01562-2210 |
| Document Number | 0000085208 |
| Book / Page | 74230 / 106 |
| Instrument Date | May 26, 2026 |
| Instrument | 202685208 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 CHERRY ST, SPENCER, MA 01562-2210 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 73 CHERRY ST, SPENCER, MA 01562-2210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 56754-116 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 56754/116 |
| Instrument | 17381 |
| Name | SPENCER SAVINGS BANK SLA |
|---|---|
| Type | Lending Institution |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Feb 27, 2019 |
| Property Address | 73 CHERRY ST, SPENCER, MA 01562-2210 |
| Document Number | 60091-69 |
| Book / Page | 60091 / 69 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 17606 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 CHERRY ST, SPENCER, MA 01562-2210 |
| Document Number | 17607 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 17607 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,183.00 (+9,867.31%) | $472,000 (+6.21%) Land $51,200 Building $420,800 | $443,404 (-8.89%) |
| 2025 | $52.00 (-98.98%) | $444,400 (+0.09%) Land $44,500 Building $399,900 | $486,685 |
| 2024 | $5,079.00 (+6.99%) | $444,000 (+12.8%) Land $44,500 Building $399,500 | |
| 2023 | $4,747.00 | $393,600 Land $44,500 Building $349,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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