Worcester County and Spencer Town property record for 72 Cherry St, Spencer, MA 01562 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 3,094 sqft · built 1880 |
| Lot Size | 0.165 acres (7,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Dec 2023) |
| Tax Bill | $42 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U06 B:00157 L:00000 |
| Primary APN | SPEN M:00U06 B:00157 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,094 sqft Living Area |
| Gross Area | 5,102 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,184 sqft (0.165 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 72 CHERRY ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2231 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 157 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records · APN SPEN M:00U06 B:00157 L:00000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72 CHERRY ST, SPENCER, MA 01562-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 31, 2017 | Deed of Trust, Mortgage · ARM WEBSTER FIRST FCU |
| May 11, 2020 | Deed of Trust, Mortgage · Balloon Mortgage WEBSTER FIRST FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 2023 · Amount on Record |
| Deed Sale | Dec 06, 2023 · Amount on Record |
| Prior Sale | Oct 09, 2009 · Amount on Record |
| Deed Book / Page | 69963 / 198 |
| Transfer Doc | 55998-375 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Dec 06, 2023 |
| Property Address | 72 CHERRY ST, SPENCER, MA 01562-2231 |
| Document Number | 069963-198 |
| Book / Page | 69963 / 198 |
| Instrument Date | Dec 06, 2023 |
| Instrument | 102130 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 CHERRY ST, SPENCER, MA 01562-2231 |
| Document Number | 0000102131 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 102131 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 72 CHERRY ST, SPENCER, MA 01562-2231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 56919-24 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 56919/24 |
| Instrument | 32165 |
| Name | WEBSTER FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 72 CHERRY ST, SPENCER, MA 01562-2231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62373-104 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 62373/104 |
| Instrument | 47724 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $42.00 (-98.83%) | $366,000 (+16.52%) Land $39,500 Building $326,500 |
| 2024 | $3,593.00 (+5.12%) | $314,100 (+10.83%) Land $39,500 Building $274,600 |
| 2023 | $3,418.00 | $283,400 Land $39,500 Building $243,900 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the East Main Street-Cherry Street Historic District listed 1996 · 16 contributing resources · NRIS 96000826 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures