70 Cherry St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 70 Cherry St, Spencer, MA 01562

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,054 sqft · built 1941
Lot Size0.236 acres (10,261 sqft)
OwnerIndividual Name on Record
Last Sale$294,900 (Oct 2021)
Tax Bill$3,698 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPEN M:00U06 B:00167 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00U06 B:00167 L:00000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,054 sqft Living Area
Gross Area2,873 sqft
Basement Area1,054 sqft
Unfinished Basement1,054 sqft

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,261 sqft (0.236 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address70 CHERRY ST
CitySPENCER
StateMA
Zip01562-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal Block167
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group4
Census Block4021
Census Tract726200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Main Street-Cherry Street Historic District
listed 1996 · 16 contributing resources · NRIS 96000826

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address70 CHERRY ST, SPENCER, MA 01562-2211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SECURITY FIRST MORTGAGE FUNDING
Jun 21, 2019Quit Claim Deed, Transfer · FHA Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleJun 21, 2019 · Amount on Record
Deed Book / Page66361 / 213
Record UpdatedOct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateOct 22, 2021
Property Address70 CHERRY ST, SPENCER, MA 01562-2211
Document Number66361-213
Book / Page66361 / 213
Instrument DateOct 22, 2021
Instrument149048
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address70 CHERRY ST, SPENCER, MA 01562-2211

Mortgage

Document Number149049
DateOct 22, 2021
Instrument149049
Lender
NameSECURITY FIRST MORTGAGE FUNDING
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateJun 21, 2019
Property Address70 CHERRY ST, SPENCER, MA 01562-2211
Document Number60590-151
Book / Page060590 / 000151
Instrument DateJun 3, 2019
Instrument58286
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,026.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 CHERRY ST SPENCER MA 015622211, SPENCER, MA 01562-2211

Mortgage

Document Number60590-153
DateJun 21, 2019
Book Page060590/000153
Instrument58287
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 20, 2049

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,698.00 (+9,631.58%)$336,800 (+2.84%) Land $47,300 Building $289,500$332,788 (-6.74%)
2025$38.00 (-98.92%)$327,500 (+6.96%) Land $41,100 Building $286,400$356,820
2024$3,503.00 (+7.75%)$306,200 (+13.58%) Land $41,100 Building $265,100
2023$3,251.00$269,600 Land $41,100 Building $228,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER WATER DEPARTMENT
serves 7,037 people · EPA ID MA2280000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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