73 Bluff Dr, Winchester, TN 37398 Property Records

Franklin County property record for 73 Bluff Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,749 sqft · built 1998
Lot Size	0.87 acres (37,890 sqft)
Owner	Company Name on Record
Last Sale	$1,450,000 (Sep 2023)
Tax Bill	$5,015 (2025)
Deeds & Mortgages	Sep 2023 Sale Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026053J A 00800`

Property Details

APN / Parcel Number

Primary APN	`026053J A 00800`
Alternative APN	`053J A 00800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,749 sqft Living Area
1st Floor Area	1,153 sqft
Upper Floors Area	1,596 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,890 sqft (0.87 acres)
Lot Dimensions	421 ft deep x 90 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	406 sqft
Driveway	Driveway
Driveway Area	6,450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	288 sqft
Patio Area	144 sqft
Boat Access	Boat Access
Boat House	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	73 BLUFF DR
City	WINCHESTER
State	TN
Zip	37398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: L07
Legal Subdivision	HOPKINS POINT PH I
Legal Lot Number	8
Jurisdiction	FRANKLIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3001
Census Tract	960300

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4915 KEDRON RD, COLUMBIA, TN 38401-7551
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC
Jun 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST VISION BANK OF TENNESSEE
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK/MIDDLE TN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Document Number	20235972
Deed Book / Page	479 / 581
Last Transfer Date	Jan 4, 2024
Transfer Doc	0024000094
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Sep 28, 2023
Property Address	73 BLUFF DR, WINCHESTER, TN 37398
Document Number	0023005972
Book / Page	D479 / 581
Map Reference	ENV 191 PG 1&2
Instrument Date	Sep 25, 2023
Instrument	23005972
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	SOVEREIGN TITLE AGENCY LLC, SOVEREIGN T&E LLC

Transaction

Amount	Amount Recorded
Tax	$5,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4915 KEDRON RD, COLUMBIA, TN 38401-7551

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 17, 2021
Property Address	73 BLUFF DR, WINCHESTER, TN 37398
Document Number	0021005378
Book / Page	D0455 / 514
Map Reference	ENV 191A&B
Instrument Date	Jun 17, 2021
Instrument	21005378
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 BLUFF DR, WINCHESTER, TN 37398

Mortgage

Document Number	0021005379
Date	Jun 17, 2021
Instrument	21005379

Lender

Name	FIRST VISION BANK OF TENNESSEE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	73 BLUFF DR, WINCHESTER, TN 37398
Document Number	0000002978
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 BLUFF DR N WINCHESTER TN 373983892, WINCHESTER, TN 37398-3892

Mortgage

Document Number	0000002978
Date	May 18, 2020
Book Page	001328/000026
Instrument	2978

Lender

Name	PEOPLES BK/MIDDLE TN
Address	SHELBYVILLE, TN 37162

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,015.00 (+8.55%)	$251,350 (-) Land $125,000 Building $126,350
2023		$251,350 (+2.03%) Land $125,000 Building $126,350
2022	$4,620.00	$246,350 Land $125,000 Building $121,350	$1,005,400 (+2.03%) Land $500,000 Building $505,400
2021			$985,400 Land $500,000 Building $485,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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