729 Hughes Rd, Hampstead, NC 28443 Property Records

Pender County property record for 729 Hughes Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,992 sqft · built 2018
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2018)
Tax Bill	$3,739 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2018 Sale & Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`3291-06-1748-0000`

Property Details

APN / Parcel Number

Primary APN	`3291-06-1748-0000`
Alternative APNs	`000022168` `980703`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,992 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	20,473 sqft (0.469 acres)
Terrain	Low

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000022168
Old Parcel Number	3291 06 1748 0000
Street Address	729 HUGHES RD
City	HAMPSTEAD
State	NC
Zip	28443-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L 26,PB 36/47, LONG POINT ESTATES
Legal Subdivision	LONG POINT ESTATES
Legal Lot Number	26
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	729 HUGHES RD, HAMPSTEAD, NC 28443-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 5, 2018	Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Jan 7, 2008 · Amount on Record
Deed Document Number	0006154668
Deed Book / Page	615 / 4668
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	729 HUGHES RD, HAMPSTEAD, NC 28443-2101
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046932117
Date	Sep 20, 2019
Book Page	4693/2117

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 5, 2018
Property Address	729 HUGHES RD, HAMPSTEAD, NC 28443-2101
Document Number	0046680615
Book / Page	4668 / 0615
Map Reference	MB36 PG47
Instrument Date	Jul 2, 2018
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1318 SPOT LN, 1318, CAROLINA BEACH, NC 28428-5407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6621 SUNWOOD CIR, WILMINGTON, NC 28405-7737

Mortgage

Document Number	0004668618
Date	Jul 5, 2018
Instrument	4668/618

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,739.00 (+17.39%)	$827,633 (+116.28%) Land $75,850 Building $751,783	$827,633 (+116.28%) Land $75,850 Building $751,783
2023		$382,667 (-) Land $62,451 Building $320,216	$382,667 (-) Land $62,451 Building $320,216
2022	$3,185.00	$382,667 Land $62,451 Building $320,216	$382,667 Land $62,451 Building $320,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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