727 Hughes Rd, Hampstead, NC 28443 Property Records

Pender County property record for 727 Hughes Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,856 sqft · built 2016
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Tax Bill	$3,483 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`3291-06-2970-0000`

Property Details

APN / Parcel Number

Primary APN	`3291-06-2970-0000`
Alternative APNs	`400968123` `968123`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,856 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Cottage
Exterior Material	Wood Shingle
Foundation Type	Pile
Lot Area	39,640 sqft (0.91 acres)
Terrain	Low

Exterior Amenities

Porch	Porch
Porch Area	408 sqft
Deck Area	336 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400968123
Old Parcel Number	3291 06 2970 0000
Street Address	727 HUGHES RD
City	HAMPSTEAD
State	NC
Zip	28443-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	LT 32 PB 36/47 LONG POINT ESTATES
Legal Subdivision	LONG POINT ESTATES
Legal Lot Number	32
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2028
Census Tract	920202

Owner

Source: Pender County records · APN 3291-06-2970-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	727 HUGHES RD, HAMPSTEAD, NC 28443-2101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL CAROLINA NATIONAL BANK
Apr 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 30, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BK
Jun 08, 2017	Loan Modification, Mortgage FIRST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2014
Deed Sale	Dec 30, 2014
Deed Document Number	0000344516
Prior Transfer Date	Jun 23, 2014
Prior Transfer Doc	4432_203
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	727 HUGHES RD, HAMPSTEAD, NC 28443-2101
Transaction Type	Mortgage
Record Updated	Dec 08, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 HUGHES RD, HAMPSTEAD, NC 28443-2101

Mortgage

Document Number	0048780411
Date	Nov 19, 2025
Book Page	4878/411

Lender

Name	COASTAL CAROLINA NATIONAL BANK
Type	Bank
Address	OCEAN ISLE BEACH, NC 28469

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	727 HUGHES RD, HAMPSTEAD, NC 28443-2101
Transaction Type	Mortgage
Record Updated	Jan 06, 2023
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 HUGHES RD, HAMPSTEAD, NC 28443-2101

Mortgage

Document Number	0047492365
Date	Apr 26, 2021
Book Page	4749/2365

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Apr 08, 2043

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	727 HUGHES RD, HAMPSTEAD, NC 28443-2101
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046512898
Date	Sep 29, 2017
Book Page	4651/2898
Instrument	4651-2898

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BURGAW, NC 28425

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Sep 27, 2039

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	727 HUGHES RD, HAMPSTEAD, NC 28443-2101
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047010208
Date	Dec 30, 2019
Book Page	4701/0208

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Dec 19, 2041

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	727 HUGHES RD, HAMPSTEAD, NC 28443-2101
Document Number	0047392356
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 HUGHES RD HAMPSTEAD NC 284432101, HAMPSTEAD, NC 28443-2101

Mortgage

Document Number	0047392356
Date	Jan 29, 2021
Book Page	004739/002356
Instrument	20077363

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	727 HUGHES RD, HAMPSTEAD, NC 28443-2101
Document Number	0046442946
Instrument Date	Jun 08, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 HUGHES RD HAMPSTEAD NC 284432101, HAMPSTEAD, NC 28443-2101

Mortgage

Document Number	0046442946
Date	Jun 12, 2017
Book Page	004644/002946
Instrument	20024777

Lender

Name	FIRST BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,483.00 (+13.64%)	$627,413 (+76.73%) Land $100,050 Building $527,363	$627,413 (+76.73%) Land $100,050 Building $527,363
2023		$355,012 (-) Land $73,143 Building $281,869	$355,012 (-) Land $73,143 Building $281,869
2022	$3,065.00	$355,012 Land $73,143 Building $281,869	$355,012 Land $73,143 Building $281,869

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 149 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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