726 Hughes Rd, Hampstead, NC 28443 Property Records

Pender County property record for 726 Hughes Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,920 sqft · built 2024
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Dec 2020)
Tax Bill	$2,100 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Nov 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3291-07-0030-0000`

Property Details

APN / Parcel Number

Primary APN	`3291-07-0030-0000`
Alternative APNs	`000054180` `868990`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,920 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	200 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000054180
Street Address	726 HUGHES RD
City	HAMPSTEAD
State	NC
Zip	28443-2100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	LOT 2,PB 22/25 JOHN G THOMAS SR SURVEY
Legal Subdivision	TOPSAIL TOWNSHIP
Legal Lot Number	2
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2031
Census Tract	920202

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8675 GRAYSON PARK DR, WILMINGTON, NC 28411-8123
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Nov 27, 2023	Intrafamily Transfer, Transfer · Construction Mortgage FIRST BANK
Nov 27, 2023	Intrafamily Transfer, Transfer · Construction Mortgage FIRST BANK
Dec 21, 2020	Warranty Deed, Transfer · Line of Credit FIRST BANK
Dec 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	Nov 12, 2004
Deed Book / Page	4735 / 2062
Last Transfer Date	Nov 22, 2023
Transfer Doc	0048252331
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	726 HUGHES RD, HAMPSTEAD, NC 28443-2100
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 HUGHES RD, HAMPSTEAD, NC 28443-2100

Mortgage

Document Number	0048600071
Date	Apr 7, 2025
Book Page	4860/71

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Nov 27, 2023
Property Address	2 HUGHES RD, HAMPSTEAD, NC 28443
Document Number	0048252331
Book / Page	4825 / 2331
Map Reference	MB 22 PG 25
Instrument Date	Nov 22, 2023
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8675 GRAYSON PARK DR, WILMINGTON, NC 28411-8123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8675 GRAYSON PARK DR, WILMINGTON, NC 28411-8123

Mortgage

Document Number	0048252335
Date	Nov 27, 2023
Instrument	4825-2335

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	8%
Max Rate At Change	13%
Max Rate	13%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Nov 27, 2023
Property Address	726 HUGHES RD, HAMPSTEAD, NC 28443-2100
Document Number	0048252331
Book / Page	4825 / 2331
Map Reference	MB 22 PG 25
Instrument Date	Nov 22, 2023
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8675 GRAYSON PARK DR, WILMINGTON, NC 28411-8123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8675 GRAYSON PARK DR, WILMINGTON, NC 28411-8123

Mortgage

Document Number	0048252335
Date	Nov 27, 2023
Instrument	4825-2335

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	8%
Max Rate At Change	13%
Index	SOFR Average 30-Day
Max Rate	13%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 21, 2020
Property Address	HAMPSTEAD, NC 28443
Document Number	0047352062
Book / Page	4735 / 2062
Map Reference	MB 22 PG 25
Instrument Date	Dec 17, 2020
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21911 SW 98TH AVE, 21911, CUTLER BAY, FL 33190-1198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 HUGHES RD, HAMPSTEAD, NC 28443-2130

Mortgage

Document Number	0047352064
Date	Dec 21, 2020
Instrument	4735/2064

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Dec 21, 2020
Property Address	HAMPSTEAD, NC 28443
Document Number	0047352060
Book / Page	004735 / 002060
Instrument Date	Dec 17, 2020
Instrument	20075348
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21911 SW 98TH AVE CUTLER BAY FL 331901198, CUTLER BAY, FL 33190-1198

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,100.00 (+530.63%)	$623,222 (+1,629.01%) Land $81,350 Building $541,872	$623,222 (+1,629.01%) Land $81,350 Building $541,872
2024	$333.00 (+11%)	$36,045 (-) Land $36,045	$36,045 (-) Land $36,045
2023		$36,045 (-) Land $36,045	$36,045 (-) Land $36,045
2022	$300.00	$36,045 Land $36,045	$36,045 Land $36,045

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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