604 E Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 604 E Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Dec 2020)
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`8968-35-6488`

Property Details

APN / Parcel Number

Primary APN	`8968-35-6488`
Alternative APNs	`004200000160000` `000157197` `8968-35`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 2003
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	320 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000157197
Street Address	604 E RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9728
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DIST:40 CITY/MUNI/TWP:CRAWFORD MAP REF:42
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1025
Census Tract	110302

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	604 E RIDGE RD, SHAWBORO, NC 27973-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Jan 17, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Jul 9, 2018	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	0001582761
Deed Book / Page	1582 / 761
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	604 E RIDGE RD, SHAWBORO, NC 27973-9728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015200080
Date	Feb 7, 2020
Book Page	1520/080
Instrument	349013

Lender

Name	TOWNEBANK
Type	Bank
Address	KITTY HAWK, NC 27949

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 8, 2020
Property Address	604 E RIDGE RD, SHAWBORO, NC 27973-9728
Document Number	0015820761
Book / Page	1582 / 761
Instrument Date	Nov 10, 2020
Instrument	358278
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 100, SHAWBORO, NC 27973-0100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E RIDGE RD, SHAWBORO, NC 27973-9728

Mortgage

Document Number	0000358279
Date	Dec 8, 2020
Instrument	358279

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jan 17, 2020
Property Address	604 E RIDGE RD, SHAWBORO, NC 27973-9728
Document Number	0015170419
Book / Page	001517 / 000419
Instrument Date	Jan 2, 2020
Instrument	348595
Transaction Type	Foreclosure
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$154.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 100 CURRITUCK NC 279290100, CURRITUCK, NC 27929-0100

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 9, 2018
Property Address	604 E RIDGE RD, SHAWBORO, NC 27973-9728
Document Number	0014500489
Book / Page	1450 / 489
Instrument Date	Jul 6, 2018
Instrument	337107
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1027, KITTY HAWK, NC 27949-1027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E RIDGE RD, SHAWBORO, NC 27973-9728

Mortgage

Document Number	337109
Date	Jul 9, 2018
Instrument	337109

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,107.00 (+2.98%)	$135,900 (-) Land $39,300 Building $96,600
2024	$1,075.00 (+6.65%)	$135,900 (-) Land $39,300 Building $96,600
2023	$1,008.00 (+16.67%)	$135,900 (-) Land $39,300 Building $96,600	$135,900 (-) Land $39,300 Building $96,600
2022	$864.00	$135,900 Land $39,300 Building $96,600	$135,900 (-) Land $39,300 Building $96,600
2021			$135,900 Land $39,300 Building $96,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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