Polk County property record for 729 E Carter Rd, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,952 sqft · built 2001 |
| Lot Size | 0.977 acres (42,567 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (May 2018) |
| Tax Bill | $1,760 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-30-290807-000010 |
| Primary APN | 24-29-30-290807-000010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 2,642 sqft |
| 1st Floor Area | 1,952 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 42,567 sqft (0.977 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 240 sqft |
| Street Address | 729 E CARTER RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARROLLS CORNER SUBDIVISION PB 116 PG 20 LOT 1 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 30 |
| Legal Subdivision | CARROLLS CORNER SUBDIVISION |
| Legal Tract | 290807 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 14804 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 729 E CARTER RD, LAKELAND, FL 33813-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jun 6, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| May 4, 2018 | Warranty Deed, Transfer MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on Record |
| Deed Sale | May 4, 2018 · Amount on Record |
| Prior Sale | Mar 9, 2006 · Amount on Record |
| Deed Document Number | 201895973 |
| Deed Book / Page | 10475 / 478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 729 E CARTER RD, LAKELAND, FL 33813-3611 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 729 E CARTER RD, LAKELAND, FL 33813-3611 |
| Document Number | 0000146100 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 12272/1512 |
| Instrument | 2022146100 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 729 E CARTER RD, LAKELAND, FL 33813-3611 |
| Document Number | 0112702049 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 729 E CARTER RD LAKELAND FL 338133611, LAKELAND, FL 33813-3611 |
| Document Number | 0112702049 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 011270/002049 |
| Instrument | 122113 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 17, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 4, 2018 |
| Property Address | 729 E CARTER RD, LAKELAND, FL 33813-3611 |
| Document Number | 0104750478 |
| Book / Page | 010475 / 000478 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 95973 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2018 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $758.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 211 VELVET WAY LAKELAND FL 33811, LAKELAND, FL 33811 |
| Document Number | 104750480 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 010475/000480 |
| Instrument | 95974 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 3, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,118 (+2.7%) | $330,845 (+5.07%) Land $58,800 Building $272,045 | |
| 2025 | $1,760.00 (-17.6%) Homeowner's exemption | $176,356 (+5.99%) | $314,886 (-3.14%) Land $58,800 Building $256,086 |
| 2023 | $2,136.00 (+3.49%) Homeowner's exemption | $166,394 (+3%) | $325,079 (+17.08%) Land $56,840 Building $268,239 |
| 2022 | $2,064.00 Homeowner's exemption | $161,548 | $277,663 Land $53,900 Building $223,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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