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720 E Carter Rd, Lakeland, FL 33813 Property Records

Polk County property record for 720 E Carter Rd, Lakeland, FL 33813

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,776 sqft · built 1962
Lot Size0.95 acres (41,386 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Jul 2013)
Tax Bill$1,248 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-29-30-000000-031070

Property Details

APN / Parcel Number

Primary APN24-29-30-000000-031070
Alternative APNs
  • 302924000000031070
  • 02924000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,776 sqft
FlooringTile
Interior WallsWood

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialTar & Gravel
Lot Area41,386 sqft (0.95 acres)
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area220 sqft
PorchEnclosed/Unfinished Porch
Porch Area300 sqft

Location & Zoning

Street Address720 E CARTER RD
CityLAKELAND
StateFL
Zip33813-4630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBEG 416 FT W & 16PT18 FT N OF SE COR OF NE1/4 OF NW1/4 RUN E 186 FT N 220PT41 FT W 186 FT S 220.41 FT TO BEG LESS MAINT R/W
Legal Range24E
Legal Township29S
Legal Section30
Legal SubdivisionCHRISTINA VIEW ESTATES
Legal Tract000000
Legal Block2
Legal Lot Number3
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2000
Census Tract11835

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address720 E CARTER RD, LAKELAND, FL 33813-4630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jan 18, 2020Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2013 · Amount on Record
Deed SaleJul 30, 2013 · Amount on Record
Deed Document Number2013140003
Deed Book / Page9020 / 1595
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address720 E CARTER RD, LAKELAND, FL 33813-4630
Transaction TypeMortgage
Record UpdatedMay 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 E CARTER RD, LAKELAND, FL 33813-4630

Mortgage

Document Number0000121471
DateMay 10, 2021
Book Page11709/245
Instrument2021121471
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 1, 2031

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address720 E CARTER RD, LAKELAND, FL 33813-4630
Document Number0111260740
Instrument DateJan 18, 2020
Transaction TypeMortgage
Record UpdatedFeb 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address720 E CARTER RD LAKELAND FL 338134630, LAKELAND, FL 33813-4630

Mortgage

Document Number0111260740
DateJan 31, 2020
Book Page011126/000740
Instrument24089
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 30, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,466 (+2.7%)$245,187 (+0.43%) Land $57,006 Building $188,181
2025$1,248.00 (-24.86%) Homeowner's exemption$136,773 (+5.99%)$244,137 (-2.89%) Land $57,006 Building $187,131
2023$1,661.00 (+4.07%) Homeowner's exemption$129,047 (+3%)$251,402 (+16.17%) Land $55,106 Building $196,296
2022$1,596.00 Homeowner's exemption$125,288$216,409 Land $52,255 Building $164,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims6 (1995–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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