Polk County property record for 520 E Carter Rd, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,916 sqft · built 1980 |
| Lot Size | 0.455 acres (19,824 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jan 2003) |
| Tax Bill | $340 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-30-000000-031100 |
| Primary APN | 24-29-30-000000-031100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,916 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,916 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 19,824 sqft (0.455 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 64 sqft |
| Shed | 1 Shed |
| Street Address | 520 E CARTER RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-3680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N 155 FT OF S 180 FT OF E 128 FT OF S1/2 OF E1/2 OF W1/2 OF NE1/4 OF NW1/4 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 30 |
| Legal Subdivision | CHRISTINA VIEW ESTATES |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11835 |
520 E Carter Rd is owned and occupied by an individual who bought it in January 2003.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2304 NEVADA RD, LAKELAND, FL 33803-2340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2003 · Amount on File |
| Deed Sale | Jan 6, 2003 · Amount on File |
| Deed Book / Page | 5221 / 1387 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 520 E Carter Rd was $340 with exemptions applied.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,538 (+2.7%) | $280,642 (+1.5%) Land $50,000 Building $230,642 | |
| 2025 | $340.00 Homeowner's exemption | $93,026 | $276,488 Land $50,000 Building $226,488 |
| 2023 | $793.00 (+1.15%) Homeowner's exemption | $87,771 (+3%) | $285,344 (+17.55%) Land $48,000 Building $237,344 |
| 2022 | $784.00 Homeowner's exemption | $85,215 | $242,733 Land $46,000 Building $196,733 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 E Carter Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 6 (1995–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 E Carter Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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