718 Cramer Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 718 Cramer Ave, Schenectady, NY 12306 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,509 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
GarageDetached, 200 sqft
Last Sale$225,000 (2024)
Tax Bill$6,266.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 48.19-9-8
Alternative APN
  • 280004801900090080000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,509 sqft Living Area
1st Floor865 sqft 1st Floor
Upper Floors561 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 2000
Architectural StyleBungalow Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,920 sqft (0.09 acres)
Depth X Width125 ft x 33 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area200 sqft Garage
Shed1 Shed
Shed Area100 sqft Shed
Porch Area150 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address718 CRAMER AVE
CitySCHENECTADY
StateNY
Zip12306-3004
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G,SHDM CENTR RLTY # 3-122 2.-126-2
Legal SubdivisionCENTRAL REALTY COMPANY
Legal Block9
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3003
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.19-9-8

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3285 FRANKLIN ST, SCHENECTADY, NY 12306-1438
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2024Warranty Deed, Transfer · Conventional Mortgage
SIDNEY FCU
Jul 08, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS
Aug 20, 2019Grant Deed, Transfer
PHILIP WAGNER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 24, 2024 · Amount on Record
Deed SaleJul 24, 2024 · Amount on Record
Prior SaleJul 08, 2020 · Amount on Record
Deed Doc Number202443450
Deed Book / Page2134 / 332
Prior Transfer DateJul 03, 2024
Prior Transfer Doc0000043450
Record RefreshedSep 20, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 24, 2024
Property Address718 CRAMER AVE, SCHENECTADY, NY 12306-3004
Document Number0000043450
Book / Page2134 / 332
Instrument DateJul 03, 2024
Instrument202443450
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address718 CRAMER AVE, ROTTERDAM, NY 12306-3004

Transferred To (Grantee/Buyer)

NameVerified Name
Address3285 FRANKLIN ST, SCHENECTADY, NY 12306-1438

Mortgage

Document Number0000043451
DateJul 24, 2024
Instrument202443451
Lender
NameSIDNEY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueAug 01, 2025

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 08, 2020
Property Address718 CRAMER AVE, SCHENECTADY, NY 12306-3004
Document Number0000019666
Book / Page002037 / 000646
Instrument DateMay 28, 2020
Instrument19666
Transaction TypeTransfer
Record UpdatedAug 03, 2020
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$720.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4213 COURT ROYALE SCHENECTADY NY 123041954, SCHENECTADY, NY 12304-1954

Mortgage

Document Number19670
DateJul 08, 2020
Book Page005002/000301
Instrument19670
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 07, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateAug 20, 2019
Property Address718 CRAMER AVE, SCHENECTADY, NY 12306-3004
Document Number0000037236
Book / Page002018 / 000071
Instrument DateJul 25, 2019
Instrument37236
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$240.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1308 BELMONT AVE SCHENECTADY NY 12308, SCHENECTADY, NY 12308

Mortgage

Document Number37238
DateAug 20, 2019
Book Page004932/000403
Instrument37238
Lender
NamePHILIP WAGNER
Address224 WORMER RD, VOORHEESVILLE, NY 12186-5327
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,266.00$171,000 (-) Land $5,400 Building $165,600$263,100 (+16.93%) Land $8,308 Building $254,792
2023$171,000 Land $5,400 Building $165,600$225,000 Land $7,105 Building $217,895

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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