7288 Silver Tree Pl, Granite Bay, CA 95746 Property Records

Placer County property record for 7288 Silver Tree Pl, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,740 sqft · built 1996
Lot Size	0.23 acres (10,007 sqft)
Owner	Company Name on Record
Last Sale	$399,500 (Aug 2010)
Tax Bill	$6,206 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`047-390-078-000`

Property Details

APN / Parcel Number

Primary APN	`047-390-078-000`
Alternative APN	`047-390-078`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,740 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	10,007 sqft (0.23 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	047-390-078
Street Address	7288 SILVER TREE PL
City	GRANITE BAY
State	CA
Zip	95746-6281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L 10 SILVER OAKS SUB Q-95
Legal Subdivision	SILVER OAKS SUB
Legal Lot Number	10
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1009
Census Tract	20601

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7288 SILVER TREE PL, GRANITE BAY, CA 95746-6281
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2010 · Amount on Record
Deed Sale	Aug 31, 2010 · Amount on Record
Prior Sale	Mar 19, 2004 · Amount on Record
Deed Document Number	201069179
Last Transfer Date	Sep 1, 2016
Transfer Doc	0000075732
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7288 SILVER TREE PL, GRANITE BAY, CA 95746-6281
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7288 SILVER TREE PL, GRANITE BAY, CA 95746-6281

Mortgage

Document Number	0000155284
Date	Dec 31, 2020
Instrument	2020-0155284

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7288 SILVER TREE PL, GRANITE BAY, CA 95746-6281
Document Number	0000101339
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7288 SILVER TREE PL GRANITE BAY CA 957466281, GRANITE BAY, CA 95746-6281

Mortgage

Document Number	0000101339
Date	Dec 20, 2017
Instrument	101339

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$521,788 (+2%) Land $130,672 Building $391,116
2025	$6,206.00 (+3.26%)	$511,558 (+4.04%) Land $128,110 Building $383,448
2023	$6,010.00 (-0.3%)	$491,696 Land $123,137 Building $368,559
2022	$6,028.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1995–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Zeta Broadband.

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